DMP - 2 questions?

Shel

Hi.

I am currently doing a DMP with CCCS. most of my creditors have gone quiet and seem to have accepted what i'm doing apart from my major debt Halifax. They have since passed the debt onto Albion debt recovery and as they have the phone number for my parents home (where i was living when I took out the loan) they have called there several times saying its in my interest to call back.

I can't possibly tell my parents about my debt, is there anyway for me to stop them calling there. I thought if i answer my mobile to them and ask them to stop calling there they may continue as they would know its why i answered my mobile.

any advice?


My second question is I have just started a new job so my pay is slightly different and my first month quite considerably lower. I am due to make my payment by 10th May, would it be too late to discuss reducing this payment with CCCS and if so is this likely to stir up trouble with the creditors that have gone quiet?

DarkConvict

For the phone calls, use this letter and add in about data protection, that way they have to write to you - http://forums.moneysavingexpert.com/showpost.php?p=11571485&postcount=4
Have you ever considered been honest about it rather than hiding it?

As to the payments, inform CCCS asap, only they will be able to tell you about what to do on this account.