Mortgage Query - Financially Linked

Leela_G

Hiya

My hubby has a default on his credit file and we fear that this will impact us getting a mortgage, so i am thinking of applying for a mortgage on my own. However, we have a joint bank account and we are both on the mortgage of our current property.

Will this affect me credit rating?

Thanks

opinions4u

It almost certainly will.

Leela_G

Really??

We are actually disputing the default at the moment, so hopefully we can get it resolved.

If not, does anyone know if a default would be a big problem getting a mortgage, its for £280 from t-mobile. We actually cancelled the contract but apparently they don't have a note of this...