First steps taken

Toomuchdebt

I cut up my credit cards!!

southernscouser

Well done you! :T

I love the noise it makes when you cut through the chip bit!

Snaggles

Ooh yes, it's a great (if slightly scary) feeling - a bit like sitting at the top of a roller coaster, a bit terrified of what is going to happen, but knowing you will actually be perfectly safe, possibly a bit sick, but will feel exhilarated at the end of it all.

Toomuchdebt

snagglepuss that's a perfect description.I managed for years without credit cards so why is it so scary to think of life without them?I know I will be Ok.I also know my debt may increase next month as this month's spending goes onto the accounts but after that it will all be going doooowwwnnn

lil_me

:T Well done

tw1nklestar

good luck too i have found in this last week the feeling that saving gives u (albeit pennies in piggies) is soooooooooo much better that the feeling of spending (even the initial rush) guess i must be a real mswb now