We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

First steps taken

I cut up my credit cards!! :)
Debts Jan 2014 £20,108.34 :eek:

EF #70 £0/£1000

SW 1st 4lbs

Comments

  • Well done you! :T

    I love the noise it makes when you cut through the chip bit! :o
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Ooh yes, it's a great (if slightly scary) feeling - a bit like sitting at the top of a roller coaster, a bit terrified of what is going to happen, but knowing you will actually be perfectly safe, possibly a bit sick, but will feel exhilarated at the end of it all.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Toomuchdebt
    Toomuchdebt Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    snagglepuss that's a perfect description.I managed for years without credit cards so why is it so scary to think of life without them?I know I will be Ok.I also know my debt may increase next month as this month's spending goes onto the accounts but after that it will all be going doooowwwnnn :)
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • lil_me
    lil_me Posts: 13,186 Forumite
    10,000 Posts Combo Breaker
    :T Well done
    One day I might be more organised...........:confused:
    GC: £200
    Slinkies target 2018 - another 70lb off (half way to what the NHS says) so far 25lb
  • good luck too :) i have found in this last week the feeling that saving gives u (albeit pennies in piggies) is soooooooooo much better that the feeling of spending (even the initial rush) guess i must be a real mswb now :)
    olympic challenge starting 7/1/07:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.3K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 240.8K Work, Benefits & Business
  • 617.1K Mortgages, Homes & Bills
  • 175.6K Life & Family
  • 254K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.