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Lowells - What are they like to deal with?!

SimIsOnTheUp
SimIsOnTheUp Posts: 1,370 Forumite
edited 1 May 2010 at 2:21PM in Debt-free wannabe
Hiya,

I've just received two letters from 'Lowell Financial' DCA.

They are letting me know, that they have bought 2 debts, which I had with Empire Stores and Littlewoods, of £532 and £536 respectively.

Also enclosed, is two letters from Shop Direct, saying the same thing, and letting me know, that I need to address all payments / correspondence to Lowells from now on.

Annoyingly, both letters have been addressed to my previous / Father's address (Dad has redirected them to me).

Now, I haven't lived at that address for nearly 2 years!

Lowells have an email address on here, and so I'm thinking of just emailing them, and asking to update my address / not write to my Dad's address / to only communicate in writing / to hold off any further action for 1 month, until I see the CAB next week.

Sound reasonable?!

Cheers,

Sim x

Comments

  • 3Dogs
    3Dogs Posts: 14,092 Forumite
    Out of interest, how old are the debts - when was your last payment or the default on each one? could they be statute barred - 6 years
    :( Mr 3Dogs 3-7-12 :( 3Dogs'Mam 31-3-13 :(
  • SimIsOnTheUp
    SimIsOnTheUp Posts: 1,370 Forumite
    Hiya,

    I don't think the 'statute barred' law applies here sadly, as these debts are only about a year old!

    Last payment was about last September / October I think.

    Defaults are not showing up for either on Equifax yet.

    Cheers.
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