We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Full and final settlement success with Next Directory anyone?!

2»

Comments

  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yep, just wait and see what comes of it. Whether they accept depends on so many different factors.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Thanks fingers, legs and all other posable limbs are crossed. I will of course let you know if I have success (or perhaps they may make me a counter offer?!);)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Just wondering if you've had any luck with your offer?
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Hi,

    I got a settlement reduction of 50%, however, they had passed the account to a dca, they settled at 50% without much of a fight at all
    Elaine :j

  • Well done. My account is still with Next. I'm paying back £5 per month on a balance of £950. Was wondering if they'd consider a F&F. When did they refer your debt to the DCA?
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • fatlad9
    fatlad9 Posts: 154 Forumite
    300 on a 600 debt through moorcroft

    couldnt get the cash together though, so paying it off over 8 months in full.
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Well stupidly my account is still with Next Directory and was never referred to a DCA, so needless to say my attempt was unsuccessful. Wonder whether I should stop paying my reduced payment and wait for it to be referred to a DCA and then make a F&F?
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.