Friday 30th April - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goooooood morning people
Hoooray, it's Friday...and the sun's out
Hope eveyone is ok and ready for the long weekend;)
Ok, here's my list:

• check banking
• daily scratch
• packed lunches for girls
• wrap up ebay sales and post
• list more on ebay
• write letter for Uni to ask for a few months deferment
• essay writing
• admire my seedlings
• pack DD2's bag for Guide camp
• paint nails

Ok, that's all for me
Have a lovely day everyone:A

OrangeFairy

Morning all you beuatiful people

Today i have / will

Work - but only until 2pm as i worked 3 hours yesterday so i could finish to pick DD1 from her last day at current school
lunch from stores
go out for a meal that was paid for 2 months age - 3 courses
do mealplan for may as shopping tomorrow
pay littlewoods my BNPL amount to avoid a years interest on it
Use yukky choc body washi n the shower - i hate it but am trying to use it up!!
Going out tonight wearing old clothes rather than buying new ones!
Getting ready at mums so using her water! (she isn't on meter)

Right better be off or we will be late! Have to pick up flowers for DD1's teacher before school!

3431Anna

where would i find the daily scratches

determined_new_ms

Morning ladies (why don't we have any fellas on here???)



Ok today - number one get my head together and think work not my dd!

• call npower and give reading when I switched suppliers (cheeky !!!!!!s still trying to charge me monthly dd:mad:)
• pay in money from list yesterday
• pay May's rent
• [STRIKE]make bread b4 I leave for work[/STRIKE]
• [STRIKE]hang out washing before work (eek I'm already late!)[/STRIKE]
• [STRIKE]tidy house ready for friends coming to dinner tonight (after work!)[/STRIKE]
• make broccolli, caulliflour & chilli pasta for meal
• [STRIKE]any surveys/[/STRIKE][STRIKE]piggy clicks[/STRIKE] 5 piggy points its going to take me years to get enough for a payout!
• water seedlings and bask in their glory!
• [STRIKE]meeting with sexual health nurse at 12 with my dd[/STRIKE]

that's enough for me! Happy Friday everyone, I can't even express how happy I am I have 2 days off after today! :T

josiebabie

Morning

Well I have been a bit lazy recently but I am determined to get back into it! It's not that I haven't been DFW, I just haven't been trying especially hard! Here is my list:-

I have:-
- Done HC on cheap leccy last night ) Trying to get ahead for
- Used tumble on cheap leccy last night ) the busy weekend!!!
- Turned off hot water last night, I put it on for washing up but then didn't do it :mad:
- Have brought in lunch from home but have run out of HM biscuits so had to buy some in the shop :mad:
- Got £2 T shirt off grabbit board last night to put away for DB's birthday

And I will:-
- Keep up with OnePoll. Been particularly lapse recently and some days not even looking at it!
- No purge opportunities today, although I have done £25 this week! Must be a record for me
- Check banking/CC's online
- Last day of the month, so normally I would try and invoice as much as poss, but in order to manipulate the target, between us we must ONLY invoice £2k today and hold the rest back.
- Take it easy today as I know this weekend is going to be manic, boss in late this morning and potentially not in this afternoon
- Get DN an extra birthday present, got him one already but needs another little thing
- Fajitas off meal plan tonight, reminded about them by Milly the other week so put them on mine
- Batch cook HM biscuits for scoffing by family this weekend, as I know we will be decended upon

Have a lovely chilled out day all
Jx

josiebabie

PS. DNMS I must say I think for everyone on here it's very impressive the way you deal with your DD, I hope it all works out well for you xxx

Triangle

Morning all :hello:


Quick list for me:

• Work visits all day
• Drive carefully to conserve petrol
• Packed lunch
• Stick to SW and meal plan all day
• Aiming for a NSD
• Night in tonight
• Walk pup for free excerise
• On standy by for a shift at old old job over the weekend

Have a lovely Friday all
T
x

Cheery_Daff

Morning all... Bit of a tight few weeks here at the minute - I've got one job finishing on 11th May, and the other starting on 1st June (my own fault for wanting 3 weeks off between them, lol!), but not paying til 30th June! The aim is to NOT dip into the holiday or emergency funds, but raise enough to manage (including £100 extra for commuting - aargghh!). So, little squeezes here and there...

Today I have...

* been for a run (free exercise!)
* eaten last of rather mushy strawberries on breakfast
* bought £1 milk, £1 loo roll, £1 noodles and a bit of fruit

and I will...

* do some transcribing work later
* not spend anything else!
* cobble together lunch from nearly empty cupboards (cous cous, egg, chocolate custard, tropical fruit jelly anyone??)
* spend the day PhD-ing
* walk to the pub tonight to watch Mr Daffs' band, but only drink soda water

Have a good day all
xx

angelflower_2

morning all

not written a list yet - so disorganised!! Knackered...stayed up late to watch avitar last night and a bit of the news re the election debate. May give up on a list of any description, just make a pad payment then retreat into oblivion today!

Pippilongstocking

Morning all

Thank you all so much for the lovely birthday wishes yesterday I was utterly overwhelmed by you lot and how lovely you all are (of course I knew this - but its lovely to be showered in DFW kindness!!!) again - thanks!

Rachel sorry to hear about the job xx
Mbaz well done on the debts being under 10k
Cleosmum (())

Today (sorry for the list - withdrawls symptoms from yesterday)

Post two plants sold on ebay (all packaged and post labels done)
Sort out more plants later and check sales ending today
Banks to check, jiggle, stretch and two rents to pay
PAD to DS savings - NO CHANCE TODAY!
Must check OH paid the extra into my account for rent - NOT YET
Check with DD about next trip payment
Check paypal balance and transfer it its creeping up
Move amazon sales money into savings account
Check quidco balance and see what's coming this month - fifty quid woo hoo
Store cupboard grub over weekend which will require a bit of planning
More things to dismantle and move - big picnic bench and things OH can help with
Walk with doggie at lunchtime
Mow the other two lawns at the old house (done 5!)
See about a means of getting the 'big mower' over to the new house to cut the grass - or take over the smaller mower and benefit from free exercise!!
Hem DD curtains - think about her cushions she wanted to make from the scraps from the curtain bottoms
Give a charity shop round cushion a boob job use old wadding - its painfully floppy at the mo!!
Look for chicken houses
Look/order chickens
Milk/bread/cheese from freezer and see what's lurking for a roast dinner on sunday
Watch avatar later on big projector screen at home
Take lodger out to new house with us
She wants to walk out at ring of brodgar at midnight (?)
Sort more things at the new house
Try out SIL steam cleaner later on at old house - I've only got it for another week
Sort out my padded envelope drawer which is spilling over hte bedroom floor
Water greenhouse
Pot up more veggies
Pot up the first of the tatties into tubs
look through rest of seeds and see if there is anything to plant/list on ebay
Think about more ebay listings for next month
Update my own challenge today - I've made my target this month!!!! (means my new house is rent *neutral* for April - we move properly in mid June)


Sure there will be other stuff - but that will do for now!! I hope you all have a great day and I'm off to catch up so far!

PS forgot
Check up on lady i sent email to on ebay about plants which haven't turned up
Take boots receipt in to get zapped
Sneak to charity shops on lunchtime as a treat - I need new lampshades at my house although I'm not particularily fussy what they look like
Give OH a huge hug for being so ace yesterday
Have a nice walk later at Yesnaby cliffs and see the sunset
Ask DS how the next set of exams went

determined_new_ms

josiebabie wrote: »

PS. DNMS I must say I think for everyone on here it's very impressive the way you deal with your DD, I hope it all works out well for you xxx

Thank you Josie. I'm a bit emotional today, so no doubt ur kind words will set me off again! :A