FTB - Looking for mortgage at 90% LTV

optimus_prime_2

Natwest has a 5 year fix @ 6.39% open to first time buyers but the maximum loan is £150k. Is there any chance I could get Halifax to match the 6.39% for 5 years instead of 3?

Chris_Quartly

We've been in a similar position, first time buyers but much smaller house value (bought for £167) 90% LTV. We went with a 2-year fix at 7% with C&G, not completed yet but should be on the 20th of May. Obviously would have been better if we had the extra 5% deposit but it wasn't to be. We went with the 2-year fix in the hope that we can struggle through the first couple of years and then get a better one at the end.