Leeds 5 year fixed

house123

Has anyone got any thoughts, good or bad on the Leeds building society’s 5 year fixed (80% LTV) at 5.03% or alternatively 4.79%, if you take home insurance with them? As long as the home insurance is not a complete rip off, it seems a pretty good product to me.

TBeckett100

i went with chelsea bs in the end as i recall the fees were slightly better

house123

I can not see a comparable product at the Chelsea?

scoopy2scoops

Seems a good deal. I can certainly see interests rates flying up next year as soon as we've had 6 more months of sustained growth.

dimbo61

With a LTV of 80% this gives you long term security and chance to overpay ( if allowed) to bring your LTV down to 75% or even 60% when you come to remortgage.
Make sure you check for other deals GOOD LUCK

dave82_2

I took this deal and the benifit over the post office and Chelsea is the tapered exit fee it gets down to 2% in the last year which isn't too bad if the rates are low and you want to grab another 5 year fixed deal. I think the others stayed at 4-5% for the fixed term. I can't speak highly enough of the mortgage department. I haven't had the same experiance with the insurance however but that's another story!