Advice & a hug needed

anniestar

(((((hugs))))))

Willsnarf1983

download this

Is the software that stops you from gambling or visiting gambling sites on the internet, once its loaded onto the system if you try to get rid of it ( and you will if you are compulsive!) it is likely to ruin your computer! Very useful tool and well worth the money spent/saved (depending on which way you look at it!!!)

Will

Murtle

Contact you bank and ask for an extension of the £200 for 2 weeks, sometimes they will do this, sometimes they won't. But worth a try to get you out of this situaion. If this doesn't work, ask those you owe the money to for a delay to their payment. Again, sometimes it will work other times it won't.

Have you looked at reclaiming unfair bank charges, I'm guessing you may have some that you could reclaim, especially if these payments don't go through. Lots of people are doing it and winning, so although for the future it will help you knock down some of the debt.

If you are spending £60 on petrol, do you own the car or is it a company car? if so where are the additional things like insurance etc?

You need to look at cutting back on the £120 you are spending on food per month, do you know where it is going? At the moment you can live within your salary which is great, apart from the small matter of this £200 which you will have a knock on effect monthly. However, with small savings we'll help you find that to.

Can you post back a full Statement of Affairs? it will give a better idea where money can be saved.

I wouldn' recommend taking out another loan until you know what you are doing with your money, otherwise it'll be frittered away!

M