New mortgage in place before sale

Sibelius1

I am putting my property on the market in May, and have a question regarding applying for a new mortgage.

Basically I stand to gain around 35k, and plan to pay off 10k debts and put the other 25k down as a deposit.

Can I make a mortgage application, based on what deposit I believe I will be able to afford after the sale of my flat? I am keen to have a mortgage fully agreed and in place before completion of my sale, so that I can make a confident offer on any new properties that are/become available during the selling process.

To clarify, I don't want an agreement in principle, I would like the credit check completed and everything OK'd subject to my sale going through and the deposit becoming available

Any advice would be greatly appreciated

xyellowx

im in same boat wanted to do full application so as no hicups further down the line halifax will hold offer for me for 6 months

i think you will have the 10k debt go against your offer i.e they will give you 2 fiqures
1 with 10k debt
2 without debt