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Aahhh Help Please!!!

Ok so some of you may have read about my bfs debt.

currently he owes

morgan stanley 4500 approx
HSBC 1220.20
More Than 2500.00 approx

and then a debt for his old repossessed hosue came up for 5,000 near enough.

Well today my MIL had a letter from Metropolitan Credits Services (MCS Ltd) saying they would be sending bayliffs and taking court action to get their money as they have been handed HSBC's debt.

Then i found another letter form Thames Credit Limited saying my bf owed 4,325 to them and that it would be needed payign in ful soon or court action would be undertaken and that they had brought morgan stanleys debt.

Then Northern Rock (the house people) who is now delt with by Henderson, booth and snell asked for the 5,000 grand he owes or more CCJ's.

So i have spent all mornign ringing round and askign where the money is as my bf pays £165.00 a month to Harrington brooks so they can forward money to them and get it paid off. Harrington brooks have said that HSBC are cashing the checks but the money isnt goign to MSC who own the debt now so they are investigating that.
Then i spoke to Thames and foudn out they have recieved no payments EVER!! so rang harrington brooks back again and they said that Morgan Stanley is cashign the cheques there but it is not reaching Thames.

So now im thinking harrington brooks is a total waste of time as the money isnt goign anywhere or to who its needed too

Plus with the house people i rang henderson and that and spoke to Mrs Henderson herself, told her my situation (this debt btw harrington brooks do not know about) and told her i could only afford abotu £30 a month to pay towards this debt - she said ok and she would send me out payment slips that would be free to pay at a local barclays bank, my first payment is due september 1st and in 12 moths she will review my account. so at least oen is bloody sorted so now i neede harrington brooks to get their back sides in gear and find my money otherwise thats £1320 they have paid to the wrong damn people. hte only one actually getting paid properly is more than!!!
Time to find me again

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    i would suggest you/OH use CCCS or Payplan who will operate a DMP without charge and get rid of Harrington Brooks
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Are Harrington Brooks a debt management company acting on behalf of your bf? If so, the whole situation appears very disorganised. Maybe you, and bf, should consider PAYPLAN or CCCS.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • keith_lard
    keith_lard Posts: 517 Forumite
    CCCS are great!

    K.
    If you want to see a rainbow, you have to get used to the rain.
  • Floss
    Floss Posts: 9,308 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ask harrington Brooks for a statement to say when they have paid each co & how much, then send a copy to the debt co & say that you "have been paying, here is the proof, please find our money" ;)
    2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
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