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Bankruptcy & Cycle To Work Scheme

I was thinking about buying a bike under the CTW scheme as a way of reducing costs, but given it is repaid over 12 months, would that be classed as a debt?

I have yet to go bankrupt and am worried about applying for it as It would be exceptionally embarrassing to have a debt written off to my employer!

Comments

  • skylight
    skylight Posts: 10,720 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    Sorry this hasn't been answered!

    Its my thinking that as it's a proveable debt, yes, it would be included in your BR. You could apply for it immediately after your BR though so it would be a new debt.
  • catflea
    catflea Posts: 6,620 Forumite
    How far would the cycle be? Might it be worth investing in a second hand bike until BR goes through? £50 can get you an awful lot of bike from ebay.... :D
    Proud of who, and what, I am. :female::male:
    :cool:
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