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Thanks Everyone.
30dirtybirds
Posts: 69 Forumite
Hi Everyone,
Its been a while since I posted but I have been lurking and diligently clearing off my debts, I had 2 large debts, a Loan for £16,000 and a Credit Card at £9,500
I was working my way through them and rather proudly got them down to £12,500 on the loan and £2,300 on the CC, then my employer announced redundancies...
Luckily I managed to get another job straight away, I start the next working day from leaving this job, same hours/days/pay everything.
The best bit was I got a nice payout from my current employer, enough to visit the Bank this morning and pay both the loan and the CC off in full, saved myself over £5,000 in interest charges!
Although this was mostly good luck, I was a completely different person before I discovered these forums, and before them I would have easily wasted the payout on new cameras, laptops, gadgets etc...
FINALLY DEBT FREE!!!
I hope this post doesn't come across as bragging, I genuinely just wanted to thank everyone who contributes to this great forum. My life begins afresh today, armed with the money saving tips and shrewd understanding of finances I have gathered from here over the last few years I feel so confident and happy about the future.
And of course, I wish the best of luck to all the other debt-free wannabes.
Jamie
Its been a while since I posted but I have been lurking and diligently clearing off my debts, I had 2 large debts, a Loan for £16,000 and a Credit Card at £9,500
I was working my way through them and rather proudly got them down to £12,500 on the loan and £2,300 on the CC, then my employer announced redundancies...
Luckily I managed to get another job straight away, I start the next working day from leaving this job, same hours/days/pay everything.
The best bit was I got a nice payout from my current employer, enough to visit the Bank this morning and pay both the loan and the CC off in full, saved myself over £5,000 in interest charges!
Although this was mostly good luck, I was a completely different person before I discovered these forums, and before them I would have easily wasted the payout on new cameras, laptops, gadgets etc...
FINALLY DEBT FREE!!!
I hope this post doesn't come across as bragging, I genuinely just wanted to thank everyone who contributes to this great forum. My life begins afresh today, armed with the money saving tips and shrewd understanding of finances I have gathered from here over the last few years I feel so confident and happy about the future.
And of course, I wish the best of luck to all the other debt-free wannabes.
Jamie
Debts:
Halifax Loan: [strike]£16,000 [/strike]£0 - Halifax CC [strike]£9,500[/strike] £0 - Total = [strike]£25,500[/strike] £0
Upcoming Events:
Child Number 4 in Jan 2012!
Halifax Loan: [strike]£16,000 [/strike]£0 - Halifax CC [strike]£9,500[/strike] £0 - Total = [strike]£25,500[/strike] £0
Upcoming Events:
Child Number 4 in Jan 2012!
0
Comments
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Congratulations on the new job and on the fantastic news of becoming debt free. It must have felt wonderful to go into the bank and clear off your debts. And of course it does not seem like bragging. You are in a position that I would love to be and am currently working hard to be in one day, but at times it can feel like what is the point, it feels like I will never get there, stories like yours give me a bit more motivation to keep on doing it as in the end I may be in that position to. I am smiling for you mate ! ! !:)0
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Congratulations
Must be an awesome feeling to be debt free I can't wait for mine
You should update you signature and get added to the roll of honour (I think that's what it is lol)0 -
Thanks Guys, I was literally grinning like a mad-man as I came out of the bank this morning, I had such a spring in my step.Debts:
Halifax Loan: [strike]£16,000 [/strike]£0 - Halifax CC [strike]£9,500[/strike] £0 - Total = [strike]£25,500[/strike] £0
Upcoming Events:
Child Number 4 in Jan 2012!0 -
No wonder. I bet you wanted shout it out too I would!
Love the new signature
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Congratulations Jamie! That is an outstanding achievement in anyone's book, and like you say, the old you would've been straight down to PC World.
That is the beauty of these forums, they retrain the thinking.
Good luck with the new job. :beer:LBM: 23/7/09. Total Debts on 23/7/09: 24,961
Debt free date 19/5/11 :j
Aga Savings project: Savings so far: €1999.000 -
Congratulations Hun. enjoy the weekend in the sun...Debt as of April 2010 £45,800.62:eek:0
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Wonderful news, Jamie. And enjoy Amsterdam - should be a really good run.
Firewalker0 -
Thanks everyone, I'm still buzzing
Debts:
Halifax Loan: [strike]£16,000 [/strike]£0 - Halifax CC [strike]£9,500[/strike] £0 - Total = [strike]£25,500[/strike] £0
Upcoming Events:
Child Number 4 in Jan 2012!0 -
Well done Jamie! :j0
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Not a real poster to the DFW board, but just had to drop in and say a big congratulations on being debt free.0
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