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Steve_Andrea

Hi

We are interested in taking out the above mortgage.

Thing is I had a loan with HSBC in 1999/2000 that ended in a dispute but no legal action was taken.

Now that 10yrs have passed will I be able to get a deal with HSBC?

alona1

I'm no expert but I would say it has as it only stays on your credit file for 6/7 years so you should be fine.

Steve_Andrea

Just a quick question.

My partner is pregnant but is planning on returning to work once the baby is born.

If we go into one of the high street banks to arrange a mortgage will they offer us less if they see her bump?

A broker said he could get us a deal and we wouldnt have to ever see the lender?

suisidevw

Noticed this deal earlier and wonder how it does/will compare with Chorleys 5.25% 2yr fix for 90%LTV for friends of ours?

Thrugelmir

Steve_Andrea wrote: »

Just a quick question.

My partner is pregnant but is planning on returning to work once the baby is born.

If we go into one of the high street banks to arrange a mortgage will they offer us less if they see her bump?

A broker said he could get us a deal and we wouldnt have to ever see the lender?

Is affordability an issue then?

TEDDYRUKSPIN

Steve_Andrea wrote: »

Hi

We are interested in taking out the above mortgage.

Thing is I had a loan with HSBC in 1999/2000 that ended in a dispute but no legal action was taken.

Now that 10yrs have passed will I be able to get a deal with HSBC?

This is actually stored on the internal HSBC system! What will happen is that your mortgage application will actually have to approved by a credit officer. Be upfront to the adviser so that they can defend your case!

Steve_Andrea

Thrugelmir wrote: »

Is affordability an issue then?

I dont think so.

My the loan amount is only actually 20k over what they would lend me on my own.