Loan no credit checks!

pinkdelmonte

Does anyone know of any companies that dont required credit checks or help people get credit after bankruptcy? I was made bankrupt 2 years ago but i am now discharged. Only thing i need credit for is a car! Does anyone know any companies that can help me?

Beast

I don't think anyone short of a loan shark is going to not credit check a loan applicant.

Simon11

Didn't bankruptcy teach you anything?

SAVE IN LIFE!!! Not borrow!!

Getting credit from a loan shark is going to result in you going BACK into debt!

Please THINK about it!!! Do you want to get yourself in the same mess?

mum2one

dont know if its any use, but I had an email from Aqua credit cards, saying no major credit checks, and there was a link for non house owners but what the terms and conditions were for I dont know, but may be worth doing a search for Aqua - don't have the link sorry deleted the emails xx

Rafter

If you can put down a fairly decent deposit then someone might give you a loan (if they have the value of the car as security). It will depend on the policy of the loan company though - many will probably have a blanket on lending to former bankrupts while that is still on your credit file (6 years). Do you have a partner/ family member who would be prepared to take out the loan and own the car with you making the payments and providing the deposit?

Good luck

R.

Simon11

If you can put down a fairly decent deposit then someone might give you a loan (if they have the value of the car as security). It will depend on the policy of the loan company though - many will probably have a blanket on lending to former bankrupts while that is still on your credit file (6 years). Do you have a partner/ family member who would be prepared to take out the loan and own the car with you making the payments and providing the deposit?

Hopefully someone who's been bankrupt will try and stay out of debt as much as possible! Hopefully the OP needs a car rather than wants!. If the case is need, then the OP should be looking at a cheapish car around £500 mark. £500 should be easily saved or family members might be able to lend you that. Don't what ever get a loan of £500 from a loan shark! You'll never see the end of your debt and end back into the same situation 2 years go.

robin_banks

pinkdelmonte wrote: »

Does anyone know of any companies that dont required credit checks or help people get credit after bankruptcy? I was made bankrupt 2 years ago but i am now discharged. Only thing i need credit for is a car! Does anyone know any companies that can help me?

How would lending a bankrupt 'help' them.

pinkdelmonte

Simon 11

I think i have more sense than to go to a loan shark!! i was asking for help not a lecture! Thanks for everyone else's replies though hopefully i will get something sorted soon! cheers!

paulmcerlean

Simon11 wrote: »

Hopefully someone who's been bankrupt will try and stay out of debt as much as possible! Hopefully the OP needs a car rather than wants!. If the case is need, then the OP should be looking at a cheapish car around £500 mark. £500 should be easily saved or family members might be able to lend you that. Don't what ever get a loan of £500 from a loan shark! You'll never see the end of your debt and end back into the same situation 2 years go.

Jesus talk about being on a crusade. Calm down, the OP doesn't want a lecture.

mattlfc79

Try carloans4u or british credit trust.

Dont know if they lend to bankrupts but they deal with adverse credit car finance.

Good luck fella!