Getting a mortgage on non standard construction homes

Mrs_Mooster

I have lived in a council property for 5 years, and have the Right To Buy. However, on applying, I have found difficulty getting a mortgage, not because of my circumstances, but because of the construction of the house, it is made from Laing Easi-form. Today my mortgage advisor has basically told me to give up hope as my landlord refuses to provide a PRC repair scheme certificate which would, I gather, mean the difference between securing a mortgage and not. Has anyone any ideas?

healy

Mrs_Mooster wrote: »

I have lived in a council property for 5 years, and have the Right To Buy. However, on applying, I have found difficulty getting a mortgage, not because of my circumstances, but because of the construction of the house, it is made from Laing Easi-form. Today my mortgage advisor has basically told me to give up hope as my landlord refuses to provide a PRC repair scheme certificate which would, I gather, mean the difference between securing a mortgage and not. Has anyone any ideas?

I do not think this is a benefits question. If you look at the index there is a forum for buying houses etc and I expect they can help.

alwaysonthego_2

MOVING THREADS FOR BETTER RESPONSES


Hi, Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere(please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL="abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].

Mrs_Mooster

Oh, thank you both. I'm a techno phobe, can you tell? )