Experian rating? Where from?

[Deleted User]

Can you get this if you sign up for a free trial of experian?

alo6

im guessing you mean the number. its not included in the trial, you have to pay like £6. Its not worth 60p as its there own personal rating, not what the banks and lenders use.

[Deleted User]

alo6 wrote: »

im guessing you mean the number. its not included in the trial, you have to pay like £6. Its not worth 60p as its there own personal rating, not what the banks and lenders use.

Ah. I see. What do the banks use then?

elfen

The banks use your credit record to see how you match up against their own internal system, which can also be affected if you're on the electoral role or not, or if you bank with them and for how long, and also account management (i.e. do you have an o/d, do you use it, are you in it much of the time etc etc)