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One debt Vs 100 days ~ Take Three

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  • Ninno820
    Ninno820 Posts: 765 Forumite
    thanks for that brokenhearted
    44 day challenge


    1. Pay £650 off overdraft (£ 288/ £650)
    2. Lose 12 lbs (4.5/ 12)
    3. Use YNAB everyday (6/44)
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Hi everyone, I have been awol for a little while but have paid £354.59 leaving £75.41 remaining. I have opened up a new Halifax account and need £100 to pay in to activate it, which has meant me not quite completing the challenge in time. But the money will be paying off the debts as intended once the account opening has gone through, so I'm still happy :D

    Might see if I can squeeze a few more pennies out after the weekend so not quite declaring myself out yet.

    Well done everyone as always, so many amazing results on here x
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another £10 for me, leaving £634 - which is nearly most of my debt before holiday money!! I am going to keep plugging away and it might be gone before the next challenge starts! ;)
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well done everyone :j:j

    Thanks again PaP :dance:

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pap~Hope all is well.
    You are very quiet of late.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So I think today is the last day of the challange?
    You have all done so well :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    Last day on Monday!!

    Well done everyone so far!!!

    xxx
    :heart2: THANK YOU MARTIN!! :heart2:
  • beanielou wrote: »
    So I think today is the last day of the challange?
    You have all done so well :grin:

    :j Yes last day is tonight so final totals are below... Each time I have set up this I have aqa'ed to find out he 100days date. this is the second time its been wrong, they obviousy just used 30+30+30+10, not thinking there were 31day months :mad:

    So sorry all who were hoping it was running until monday but I am counting this challenge now closed :T

    Huge congrats to those who reached thier targets, but also not forgetting those who made a huge dent in thier debt even if they didn't complete it, we are all winner

    So final counts...

    40 debts were cleared in the 100days sport-smiley-001.gif
    38 other debts were being repayed faster biggrin.gif
    The total amount repyed was a staggering...

    £50,612.65

    Its a little lower than challenge two but considering the state of the economy its still fantatsic.

    Wel done to all participants and keep on going with your journeys, you can make it :beer:



    Now semi bad news I am affraid, I am taking a few months out from MSE. That now means challenge four will not be posted.... Unless one of you lovely folk want to take it upon yourself to take care of it. I will be back though, maybe in the new year ready for part five. I just need some time out. Keep going, many of you are amazing, in more ways than one. I hope your debts reduce and your dreams come true. Take care Hug_by_Abfc.gif
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pap~thank you as always for all your hard work on the 100 day challange.
    Sorry that you are going to have some time out.
    I will miss you hun.
    You know where I am if you want to chat.
    Take lots of care xxxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Can I join in for another challenge, please? I want to pay off £300 of my Mbna credit card (£1795 balance now:o). It'd be nice to have smaller min payment before Chrismas time.
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