Cross - YBS wont allow offset ISA bundling - who does ?

gingefam

dimbo61 wrote: »

Hi I also have a 5 year fixed offset mortgage with YBS up at Xmas which reverts to BOE + 0.75% ( 3% collar)
I have had the same problem with cash ISA,s in that a while ago I was getting 6% from my ISA but with the massive drop in ISA rates I am better off putting the money back into the offset account.
Will you want to save over £10200 each year ? 2X £5100
I have to wait until after xmas to see what rate I can get before taking money out of the offset and filling a cash ISA

Opinions4U. - Thanks for your comments - I know it is quite a good product and YBS have been fab - I guess I am just being greedy !!!

Dimbo61 - Yes it does sound the same - ends end Dec 10. Considering also Opinions4Us comments about it being a good mortgage product and the wisdom of changing to another product % rate at this time - just to get an ISA allowance included. Shame YBS cant see thier way clear to include ISAs in their bundles - that would make me one happy bunny. I will try again this evening.

I seem to remember from the dim and distant past that there is a collar and cap on the tracker. I have something like 3% and 6% in mind. Or am I dreaming ?