We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off mortgage and start having fun!

1172173175177178949

Comments

  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope your spa day went well:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you had a lovely time at the spa :D

    We've overspent at the moment, too - too much on bits n pieces here and there and takeaways etc. Control over the spending MUST be regained or we will end up with CC debt :(

    DH likes my kitchen - but we both hate the floor and wall tiles. As the floor tiles go under the units they are hard to change :( I'd also really like underfloor heating, as it's a north facing kitchen and is very cold - and porcelain tiles in the Winter are freezing!! (and, yes, we do wear slippers!) I'm resigned to the fact that he wants to change it, though - but will look to sell the existing one on ebay to offset the cost slightly :(

    Walls down and stuff isn't that hard IF you know what you're doing - several family members have done it to their houses. My DH isn't practical and is very time-short so we always end up getting someone in. I'd advise a couple of quotes to see what people say about it and they can confirm whether there are any load bearing issues etc. Don't forget planning dept - we didn't need any planning permission, but did need a building inspection after the works (we had to pay a fee) Far better to check with local council whether you need permission/ an inspection (and get it confirmed in writing if you don't - email is fine) now, rather than trying to deal with it when you sell the property in the future...!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • pink_poppy
    pink_poppy Posts: 2,221 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    greent, thanks for that info, that was useful for me to know too ;) Can I ask who did the work ~ did a builder knock the wall down & someone else fit the kitchen etc. or did a builder do/sort everything??

    newgirly, your spa day sounds fab, hope you've had a lovely time :D
    'A watched potato will never chit'...
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    pink_poppy wrote: »
    greent, thanks for that info, that was useful for me to know too ;) Can I ask who did the work ~ did a builder knock the wall down & someone else fit the kitchen etc. or did a builder do/sort everything??

    newgirly, your spa day sounds fab, hope you've had a lovely time :D

    We had a builder (used him in our old house) do the knocking down/ making good. He also had a 'tame' architect (his words!) for plans for building works for the council.

    The kitchen company supplied us with a fitter for the kitchen - I have to say, he was fantastic (unlike the one we had fit the kitchen in our previous house). Mind you, our kitchen was peanuts compared to what the company making it normally did - the one our fitter worked on just before ours was £70K:eek: !! When you're talking spending that amount of money you employ fitters who know what they are doing!:rotfl:
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • newgirly
    newgirly Posts: 9,402 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks for the info greent, it all, sounds a bit expensive. I think we need a quote for the knocking through only really as I think a kitchen fitter as well is going to be too expensive. I would love a down stairs loo more than anything though and its possible we may be able to squeeze one in.

    The spa was fantastic today, we had a one hour body massage, facial and manicure, two course lunch, followed by a swim, jacuzzi and cream tea. My best friends hubby had also rung ahead and paid for robes for us to keep, it was a lovely place kind of art deco with big gardens. I want to go back tomorrow :D
    MFW 67 - Finally mortgage free! 💙😁
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Spa sounds lovely - and what a nice thing of friend's hubby to do - they always have lovely robes in those places!

    Fitting a kitchen isn't *too* bad - we've done a couple ourselves - far easier than the building and electrical work! Just be prepared for it to take a bit longer :) (Mind you, saing that, with the building work and stuff we took our kitchen out in the 2nd week of October, new one was fitted Nov- Dec, finally had the cooker plumbed into the gas on Xmas Eve!!!! and had our sink fitted 3rd week in JAn...(underhung one from the granite and we had to wait 7 weeks for our granite to arrive from Italy due to the large size of one piece) A long time to be kitchenless! We survived with a microwave, toaster, electric steamer and a George Foreman - and inventiveness. No more than 1 takeaway a week and no ready meals. Now I'd use the camping stuff and the gas bbq
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • newgirly
    newgirly Posts: 9,402 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    You must be very organised to cook for that many with no kitchen! I was thinking about seeing if I could get one of those little table top mini oven and grill, other than that your right you can do most stuff in the steamer,slow cooker and microwave.

    Still can't decide whether to spend a bit on the house or not! I've been asking friend's opinions on whether to knock through or not and still don't know what to do. 10x10ft kitchen and 26ft lounge with conservatory on end , or roughly 15ft ish lounge and 20ft ish kitchen diner with conservatory at a right angle. Hmm.
    MFW 67 - Finally mortgage free! 💙😁
  • pink_poppy
    pink_poppy Posts: 2,221 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Would it be possible to get an Estate Agent round to give their opinion on any possible work?? They would know what buyers are looking for at the moment & you could say you were thinking of selling?? I honestly don't know if they do that sort of thing but may be worth a try??

    I like the sound of the bigger kitchen/diner btw ;)

    greent, thanks for the kitchen information, very interesting. How & where did you do the washing up though?!
    'A watched potato will never chit'...
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    pink_poppy wrote: »
    Would it be possible to get an Estate Agent round to give their opinion on any possible work?? They would know what buyers are looking for at the moment & you could say you were thinking of selling?? I honestly don't know if they do that sort of thing but may be worth a try??

    I like the sound of the bigger kitchen/diner btw ;)

    greent, thanks for the kitchen information, very interesting. How & where did you do the washing up though?!

    Another vote here for the larger kitchen / diner :D


    (We washed up in the ensuite sink - one of the worst things about it - as we had to do it for months!!)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Peonie
    Peonie Posts: 1,471 Forumite
    newgirly wrote: »
    A quick question, has anyone ever had a wall knocked through to another room and made good? and/or a kitchen fitted, as dh wants to get a quote but if its way out of our budget I don't want ot waste thier time.
    Yes, but my dad is a tradesman so he did it.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.