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removing the temptation!

This morning I checked our bank account so I could see which DD had come out and which purchases other the weekend had cleared etc
I was going to withdraw £20 today so I could spend it willy nilly on magazines and sweets:o (which doesn't help my diet) Instead I did an online payment to the Credit Card for £20:T and I also gave OH my car keys last night so that I have to walk the 3.5 miles to work (and the 3.5 miles back:eek:)

It's got me off to a good start knowing that I have no money in my purse to spend and that I have 52 days till our holiday :T so need to keep focused on the diet!:T

DEBT FREE for the first time in 10 years and with savings!

1st Baby due May 2011 :o it's a BOY:j

Comments

  • linniestorm
    linniestorm Posts: 347 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    Well done leni! You're a brave woman, I might have done the first one, but not the second!!! Even though I can't drive, I'm strictly a bus kind of girl!!!
    1st LBM (Pre-Career Change): 01 March 2006 Debt Free Date: 28 April 2008 | Worst Debt: £7244.36

    2nd LBM: 10 December 2019 Current Debt £25,322 [April 2020] | Worst Debt: £27,444
  • Well done leni. It's so easy to think "it's only 20 quid...." and so hard to do what you've done. Way to go :j


    'Live simply so that others may simply live'
  • Imelda
    Imelda Posts: 1,402 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hi Leni,

    That is such a good idea, reducing your debt is a much greater reward than sweets and magazines! I am going to try it myself.

    Well done on the weight loss too!
    Saving for an early retirement!
  • themaccas
    themaccas Posts: 1,453 Forumite
    Very impressed Leni, not sure I would have done the car thing though. That is very DFW, go to the top of the class!!!!!
    Debtfree JUNE 2008 - Thank you MSE:T
  • leni
    leni Posts: 942 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Thank you all!

    I'm not looking forward to the walk to work! I have a work assignment to do first and I'll be heading off to work at about 11am!

    Sometimes I do these little payments and forget about them and then when the new statement comes through it's great to see the balance lower than what I thought it was!

    DEBT FREE for the first time in 10 years and with savings!

    1st Baby due May 2011 :o it's a BOY:j
  • James240
    James240 Posts: 16,393 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ive started doing that at the end of my day, i get off at the train station before my stop and walk its about 3.5 miles home but im not sure i could do it 2 times a day though :eek: lol
    Savings Total so far for 2026: £0/£10,000
  • Queen.Bess
    Queen.Bess Posts: 1,062 Forumite
    Well Done Leni! An excellent use of the £20! I might also have been good with not spending the £20, but I wouldn't have thought to put it on the card -VERY DFW of you!!
    Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts :D DFW Long Hauler #109 :o

    Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!
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