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poor credit lenders NOT brokers?

Hello,

I am looking for a unsecured loan for myself approx £2500 and i am in full time employment etc but i have been told i have a couple of blots on my credit report from 2 years ago from a mobile phone bill. I didnt have the money at the time to pay the bills but i am much better with money now but hence some of the high street banks have told me they will not give me a loan. Can anyone tell me who can lend me the money directly who deal with 'bad' credit customers as i do not want to spend £40 something pounds to a broker to get to the same place.

Any help is appreciated,

Jamie R:)
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