am i doomed....??:(:(

accablues

i applied for mortgage with different lenders.. with two lenders i showed i was employed (which i am ) but with one i showed i am self employed and had accounts made (which are obviously wrong).. barclays i showed im selfemployed and was refused mortgage..
my concern is - does barclays have any way of checking what i showed to other lenders.. i am woried will i go on fraudsters list and what will be the outcome on future applications with other lenders..

please advise.. thanks in advance

VIGILANT22

http://www.cifas.org.uk/default.asp?edit_id=252-28

http://www.nhunter.co.uk/ Application Fraud

_Andy_

Where's boxer these days?

_Andy_

accablues wrote: »

i applied for mortgage with different lenders.. with two lenders i showed i was employed (which i am ) but with one i showed i am self employed and had accounts made (which are obviously wrong)

Have to ask - why?

accablues

_Andy_ wrote: »

Have to ask - why?

it was the biggest mistake i made - never had any adverse history

just followed someone advice and now getting worried over it .. i know in the end i made the decision

any help to get this sorted please.. !! thanks

new_home_owner_3

If i was you i would go and hand yourself in at the nearest police station and take the documents you accidently filled in wrong, you might get away with a caution, then again you might get locked up in alcatraz, have your house took of you and have all your assets seazed.

But if it was me i wouldnt worry too much......:D

Annisele

accablues wrote: »

it was the biggest mistake i made - never had any adverse history

just followed someone advice and now getting worried over it .. i know in the end i made the decision

any help to get this sorted please.. !! thanks

Firstly, don't take the advice of that particular someone ever again!

Secondly - your best bet is probably to take yourself off to a decent whole of market broker, explain what you've done, and see what he or she can do for you.

happybroker

accablues wrote: »

i applied for mortgage with different lenders.. with two lenders i showed i was employed (which i am ) but with one i showed i am self employed and had accounts made (which are obviously wrong).. barclays i showed im selfemployed and was refused mortgage..
my concern is - does barclays have any way of checking what i showed to other lenders.. i am woried will i go on fraudsters list and what will be the outcome on future applications with other lenders..

please advise.. thanks in advance

To answer your queston, yes. Barclays have a way to check other applications which is http://www.nhunter.co.uk/, as posted by our most gracious co-poster vigillant22, and it's likely that what you told Barclays will be in that system too.

The banks, the FSA and HMRC are all actively talking now (which they should have been doing for years IMHO) so what you have done is obviously an issue but exactly what impact it will have is hard to say unfortunately. A harsh lesson this one I feel but quite possibly not as harsh as the one that could end up being bestowed upon the accountant involved.

accablues

thanks everyone - I am sending information request to N HUNTER , apparently you can request for information they hold about your history and is available at a mere cost of £10. My only hope now is - things don't get bad as they seem right now..!!

FraudBuster

being bestowed upon the accountant involved.

Forgery and fraud in the same thread?

VIGILANT22

accablues wrote: »

thanks everyone - I am sending information request to N HUNTER , apparently you can request for information they hold about your history and is available at a mere cost of £10. My only hope now is - things don't get bad as they seem right now..!!

Don't know what yr hoping to achieve by this?