Lightbulb Moment - Please Help x

kathrynrobson1011

Thanks Shopaholic,

He has been a bit more receptive so far this evening.

Not sure about the XBox - I made him sell his PS3 just before Xmas. TBF hasn't bought any games for 6 months now - runs about playing soldiers - you'd think he was 3 not 33!!!!! And the subscription is £40 a year. Don't get me wrong I deffo wantto get out of all this debt but hubby keeps reminding me that it's only £3.33 a month and he doesn't smoke or drink or go out so that's his entertainment.

Kat x

kathrynrobson1011

Are we married to the same person? LOL. Although he did sell the PS3 before Xmas, however SKY HD must remain (prob cos we are tied into a contract as new HD customers), XBOX is permanently switched on, Wii is DS bedroom, plus 4 Nintendo DS lying round house.

It's so maddening to think we've been sucked into the YOU MUST HAVE EVERYTHING NOW state of mind. Feel really upset with myself for it.

Kat x

kathrynrobson1011

Introuble28 wrote: »

My hubby's the same! He "desperately" wants to save money but he wont get rid of the SKY package, PS3 or give up his cider!!
I am hovering about my lightbulb moment to be honest. Sometimes though I just like to pretend its not happening, but at £30,000 debt I cant do that much longer

Come and have your lightbulb moment with us - everyone on here is great, and can give you loads of ideas/suggestions with hubby. I am now thinking about removing his debit card from his wallet and giving him pocket money. He did say it was OK by him if I handled all finances from now on so that sounds fair to me ...................

Kat x

savingwannabe

Wow, good on you. Now you have started the journey it will become a fun addictive journey. you will save lots!!!

Well done. Wait till you see the results of your weekly spending diary you will save even more!!! (from my experience).

:j

shopaholic2639

Dont feel sad Kat we are all in that society unfortunately and we are all just as bad! The best thing to do is have a massive clear out of stuff you havent worn for over a year and anything thats not being used ie DS's etc Get on eBay or Gumtree & sell sell sell you will be amazed at how much extra cash you can achieve with little effort! Technology & clothes etc are always changing anyway so once youve got your debts sorted you can then treat yourselves again & feel that satisfied feeling that you brought them with your OWN money
Ive done this & just by clearing out things makes you feel better let alone getting cash for them! Take control Kat you can do it x

anna_grant

WebUser magazine Issue 235 had some good ideas (I signed up for a Focus group next week and they sent me a free copy to review).

Anyway, they have a very good feature on 'Make Money Online'.

Some ideas:

Selling your daughter's four old mobiles - comparison site here:

www.sellmymobile.com

Sell unwanted CDs and DVDs in bulk (at least 10):

www.musicmagpie.co.uk

You type in the bar code and it makes you an offer.

Rent out a parking space - if you have room on your drive for another car or if your car is out of the way during the day

www.parkatmyhouse.com
www.yourparkingspace.co.uk

There are 50 ideas in the magazine - some better than others. The top 10 are on their website: http://www.webuser.co.uk/help-and-advice/save/450430/10-ways-to-make-money-online

kathrynrobson1011

anna_grant wrote: »

WebUser magazine Issue 235 had some good ideas (I signed up for a Focus group next week and they sent me a free copy to review).

Anyway, they have a very good feature on 'Make Money Online'.

Some ideas:

Selling your daughter's four old mobiles - comparison site here:

www.sellmymobile.com

Sell unwanted CDs and DVDs in bulk (at least 10):

www.musicmagpie.co.uk

You type in the bar code and it makes you an offer.

Rent out a parking space - if you have room on your drive for another car or if your car is out of the way during the day

www.parkatmyhouse.com
www.yourparkingspace.co.uk

There are 50 ideas in the magazine - some better than others. The top 10 are on their website: http://www.webuser.co.uk/help-and-advice/save/450430/10-ways-to-make-money-online

Thanks Anna xxx

kathrynrobson1011

Introuble28 wrote: »

Bless you! I just need to sort everything out but its too scary. I have been starting to do little things which have made a difference. The slow cooker is dusted off and back in action and I am trying to bring my own food to work during the day which is good too. I just need a project and its too scary to start just now, I have posted SOAs inhere before but its just not sunk in. I know it should have but in all honesty I keep avoiding the issue!

I've been where you are, but it does get to a point where you face up to it. It's took me a few years (hangs head in shame).

Small changes, like you've started to make all add up though and you'll be amazed at the savings it makes. Good Luck. Kat x