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Debt Free at Last!!

novice_money_saver_2
novice_money_saver_2 Posts: 267 Forumite
in Debt-free wannabe
Hey everyone!

On Friday I made my final payment to the Bank to repay my debt.

In August 1997 I borrowed £21,500 to go to college. Here I am, 9 years later and finally debt free. I watched all of my peers start work and have normal grown up lives while I studied. It was not easy not being able to afford to join in with what they were all doing, working evenings and weekends just to have a reasonable diet!

Now, after a long slog, I'm finally doing the job I wanted to do and enjoying it too.

It feels weird - not really sinking in yet. Perhaps other debt free folks can tell me when it really hits home please!

I don't really know what to do with myself now, but I know that I can start looking forward to the rest of my life with my amazing OH who has supported me through all these years.

Good luck to everyone else in the pursuit of debt-free-ness.

NMS

xxx
Highest debt - £24500 :mad:

Current debt - £0 !!!! :)

Debt-free date - 4 AUGUST 2006 :D

Official DFW Nerd No 0073
«13

Comments

  • wigginsmum
    wigginsmum Posts: 4,150 Forumite
    Well done :)
    The ability of skinny old ladies to carry huge loads is phenomenal. An ant can carry one hundred times its own weight, but there is no known limit to the lifting power of the average tiny eighty-year-old Spanish peasant grandmother.
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    Good on ya !!!!
  • beverleyhills
    beverleyhills Posts: 747 Forumite
    :T Congratulations:beer:
    'You can't change the past, you can only change the future' Gary Boulet.

    'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon
  • nellis10
    nellis10 Posts: 1,350 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    WOOHOO!!
    CONGRATULATIONS!!!

    Tell us how you did it!!
    2024 Challenges
    • Grocery Budget (January £0/£300)
    • Decluttering (Underway!)
    • Frugal Living (January £0/£500
    • 24 in 2024 (0/24)
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    :T :j :T
    CONGRATULATIONS!!!!!!

    Well done on getting yourself debt free.:T

    sophiesmum
    Reduce,re-use, recycle.






  • saubryn
    saubryn Posts: 610 Forumite
    Congratulations :)
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • spud30
    spud30 Posts: 16,872 Forumite
    Time to change your name Novice love, you are novice no longer :T :T :T :T

    Hope you're going to stick around and keep the rest of us inspired :beer:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • SeeWeed
    SeeWeed Posts: 86 Forumite
    Well done!! :T

    SW
    Official DFW Nerd Club - Member No. 133
    Debt Free Date August 2014 :j
    The £2.00 Coin Savers Club = £22.00
  • never_again_2
    never_again_2 Posts: 179 Forumite
    My debt is approximatly the same now as yours was at the highest point. I am looking forward to the day when I can make the same posting.

    Congratulation and best wishes to with the rest of your DF life!!
    Total Debt November 2016 =£9,660.52 :mad:

    Monthly Repayments = £593.09 :eek:

    Goal to be debt free December 2017/ Savings £500 :T
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Well done NMS, congratulations! :j
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