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First Time buyer seeking advice
Comments
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Hi Psycheacat
Sometimes it can mean you get better rates depending on the type of bank account etc. In regards to salary multiples the lender basis it on an affordability basis so there is a chance you wont be able to borrow the amount you need. You may fit Natwest criteria but do you have any other credit commitments?I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi Psycheacat
Sometimes it can mean you get better rates depending on the type of bank account etc. In regards to salary multiples the lender basis it on an affordability basis so there is a chance you wont be able to borrow the amount you need. You may fit Natwest criteria but do you have any other credit commitments?
Thanks for your reply.
I dont have other credit commitment.0 -
nico77..........are you touting for business?0
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Just read the terms I am NOT touting I was just about to put an apology on this forum section. I have only started posting yesterday so I do apologise if this comes across the wrong way I am by no way touting for business and will ensure my replys comply accordingly.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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With or without reading the forum rules... you must know the procedure/process before any "advice" can be given.....does IDD ring a bell0
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I am aware of the IDD rules thankyou. As I said no touting was intended and no advice has been givenI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I am aware of the IDD rules thankyou. As I said no touting was intended and no advice has been given
At least you post it in the open forum, VIGILANTE should know better than lecturing other people on touting for business, hes the king of pm's asking or touting for business, sojust ignore him like everybody else does.0 -
here we go!!Happily an ex mortgage broker!0
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LOL happy! Duck and roll!!!"Banking establishments are more dangerous than standing armies." Thomas Jefferson
"How can I believe in God when just last week I got my tongue caught in the roller of an electric typewriter?" Woody Allen
Debt Apr 2010 £00 -
4 hrs ago last comment left.....and dan you still couldn't resist a comment...yr as bad as that other one.....0
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