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19 and I need a loan

2

Comments

  • Clive_Woody
    Clive_Woody Posts: 5,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Lokolo wrote: »
    My good old £100 1991 Fiesta is fine!

    But soon to be replaced if your signature is correct.

    :D
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • robin_banks
    robin_banks Posts: 15,778 Forumite
    Part of the Furniture Combo Breaker
    The old chestnut of want v need.

    You do not NEED £3000 to buy a car.

    You do not NEED a car.

    You do not NEED to get yourself into £3000 of debt.
    "An arrogant and self-righteous Guardian reading tvv@t".

    !!!!!! is all that about?
  • 27col
    27col Posts: 6,554 Forumite
    The op seems to have gone very quiet. Presumably he did not like the good advice/opinions.
    I can afford anything that I want.
    Just so long as I don't want much.
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My first car cost £150 (1991)
    My current car cost £461 (2007).

    You don't 'need' £3k for a car, you would like £3k for a car.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • jennihen
    jennihen Posts: 6,500 Forumite
    My first 2 cars together cost less than my youngest's mobile phone!! Gave me 2 years to save for a more decent one!
    One life.
  • sarah_b_2
    sarah_b_2 Posts: 48 Forumite
    remember you have to pay for insurance which quiet high when you are a young male, look at least £150 a month for that
    then tax will be roughly £10 a month
    then £ 45 for a tank full of fuel
    then maintenance
    then breakdown cover
    then mot.........
    if you could get a loan to get the car, then you wuouldnt be abloe to run it. wait till june when you are working and DONT get HP. biggest mistake i have ever made!
    Finally rebuilding my Credit Record :), HP loan to be paid off Feb 2014 and thats it :j
  • WTTM
    WTTM Posts: 177 Forumite
    SingleSue wrote: »
    My first car cost £150 (1991)
    My current car cost £461 (2007).

    You don't 'need' £3k for a car, you would like £3k for a car.

    First car cost £800 (1993)

    Last car cost £26,500 (2010)

    £3k is fine for a car if you are working and can afford it.

    Being a layabout means you can't. Why wait for June for a temporary job? There IS work available if you are not too lazy to look for it.


    MOMENT :D
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lol WTTM, think I would have heart failure paying more than 5k for a car let alone 26.5k...but then I am a bit of a miser!

    My most expensive car was 3.5k, Audi A4 in 2003 ish (both of us working though) and that gave me the flutters.

    Used to drive (my now ex) hubby completely mental.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • WTTM
    WTTM Posts: 177 Forumite
    SingleSue wrote: »
    Lol WTTM, think I would have heart failure paying more than 5k for a car let alone 26.5k...but then I am a bit of a miser!

    My most expensive car was 3.5k, Audi A4 in 2003 ish (both of us working though) and that gave me the flutters.

    Used to drive (my now ex) hubby completely mental.

    Cars are a waste of money, I'm first to admit it, last one before that cost £26,350 so I'm not learning from my mistakes :D


    MOMENT :D
  • iolanthe07
    iolanthe07 Posts: 5,493 Forumite
    Cars are a waste of money, I'm first to admit it, last one before that cost £26,350 so I'm not learning from my mistakes

    I don't blame you spending a lot of money on a car if you can afford it. I wish I could. You're a long time dead and you can't take it with you.
    I used to think that good grammar is important, but now I know that good wine is importanter.
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