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First time buyers mortgage - Help please

Me and my husband have decided to buy our first house together. We already have seen mortgage advisor and found a house. Today we are seeing sellers and giving them our details. Our mortgage advisor is not very helpfull because he is trying to give us tracker mortgage and we are a bit worried that this is not very good idea :( we think we should go for fixed mortgage. which mortgage should we go for? and who has got the best rate? and one more question: what are the fees around mortgage? our mortgage advisor said its about £3000 - £4000

Comments

  • VIGILANT22
    VIGILANT22 Posts: 2,516 Forumite
    If you feel your mortgage advisor is not helpful just change...Regarding fixed v tracker....if people require security of what they will pay each month they would be inclined to have a fixed but be prepared to pay a higher rate....Re' the fees could be they are referring to solicitors/surveyors/arragement fees etc...ask for a breakdown........
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