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OH's CCCS info pack has not arrived
melt71
Posts: 586 Forumite
My OH rung the CCCS helpline last week and the information pack that they said would be sent to him has not arrived. He's at work so he can't ring them for the next few days (he works a shift pattern) but his appointment call is the 15th.
Does anybody know what information is in the pack and I can make a start getting all the information listed? Hopefully the pack should arrive sometime next week but at least if it doesn't arrive in time I will have the info that they need.
Thanks,
Mel
Does anybody know what information is in the pack and I can make a start getting all the information listed? Hopefully the pack should arrive sometime next week but at least if it doesn't arrive in time I will have the info that they need.
Thanks,
Mel
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Comments
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Hi Mel,
They'll want to know the amounts you owe to creditors, money you receive and money you spend.
So look out the most recent financial documents to support this. ie bank statements, wage slips, till receipts, bills, credit card statements, reminders etc....
You then need to fill out an income and expenditure form (I think) and that allows them to prepare a personal budget for your situation.
Hope this helps. Someone may have more info but that is the general idea
L
xxDebt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts0 -
You will need –
Creditor name
Address
Balance
Account/reference number
Date account was opened
What it was for (credit card, loan etc)
The minimum monthly repayment
And then FULL income and expenditure as per the following –
Most common Income
Take home pay (after deductions)
Child Benefit
Rent/Board received
Pension(s)
Income support
Jobseekers allowance
Child support received
Disability living allowance
Working tax credit
Child tax credit
Incapacity benefit
Housing benefit
Most common outgoings
Rent/Mortgage
Secured loan/2nd mortgage
Mortgage endowment
Service charge/ground rent
Water (supply & waste)
Council tax
Gas
Electricity
Building and contents insurance
Landline
Internet
Mobiles
Satellite/cable rental
TV licence
Repairs, service contracts
Appliance rental
Child support paid by you
Childcare
CCJ’s
Life insurance
Private pension
Medical/accident insurance
Vehicle finance
Spares/servicing
Road tax
Car insurance
AA, RAC etc
Fuel & Parking
Fares and travel
Food, toiletries & cleaning
School meals
Meals at work
Pet food/insurance
Clothing and footwear
School trips/activities
Hairdressing
Professional/union fees
Laundry/dry cleaning
Medicines/prescriptions
Dentist
Opticians
Sports, hobbies and entertainment
Tobacco
Children’s pocket money
Church/charity donations
Sundries and emergencies
Also include how many people live in your household and appox ages for the best advice
You will need to decide whether or not to include your income (and any child benefits you may be responsible for getting) on the plan, a budget is much more accurate if you include the FULL household budget, but since you are not on the account you may wish to keep your finances separate. If this is the case only include what he is responsible for paying either in full or his “share”
You will need all the figures monthly to make weekly amounts into PCM amounts x 52 then / 12 (please do not just x 4 these are inaccurate figures)
If you want to post this after to see if any areas are outside guidelines gimmy a shout and I’ll let you know.
Good luck sweetie
Just PM me if you need to know anything else
WG xAll comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.
DFW Nerd #1320
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