Can anyone help - advice needed!!!!

speaker1798

Verbatim wrote: »

Walking is not the only option! I also suggested a moped or public transport.

Walking was suggested for taking the kids to school.

You are really up against it and can't continue with your current lifestyle. I think you know this. Suggestions have been made but no-one can magic you more income.

What about car sharing schemes with work colleagues.:T

savingsp

Public transport is not viable as i have to be at work 15 minutes after dropping the children at school and a bus would take approx an hour as i would have to go into the nearest town first then another bus out to the village where i work. There are only 20 people where i work and the hours i work (part time) make it difficult to car share. OMG i didn't realise i was in that much trouble to consider making myself bankrupt !

henrysprings

speaker1798 wrote: »

What about car sharing schemes with work colleagues.:T

I have a seven seater and car share with a few people. I pick them all up from one place and they all pay me £5 each a week:money:

minnie123

Just as a side note you say you have a mortgage but no buildings insurance I always thought that you had to have buildings insurance if you have a mortgage - I may be wrong other people feel free to correct me.

savingsp

Help!!!!

Debt is still going up £2000 since last post. I looked into selling my car but it is only worth half the price i paid for it so i am in negative equity if i wanted to sell it. Dont know what to do now i'm really stuck!!!:mad: i feel really bad now (more for the kids i've had to stop everything, school dinners, swimming lessons, they dont have or do anything now) and the debts still going up

ladybez

Would reiterate the suggestion to contact CCCS or one of the other non-charging organisations for help, and look at a DMP. Otherwise, shortly bankruptcy may be your only option, Sorry to sound hard but that is how your situation appears.