Mortgages for the Self Employed

powerwin

Hi All

Which mortgage providers are worth trying if you're self employed?

I asked First Direct about their mortgages for the self employed, and they said they need your previous three years of earnings, which must be verified by an accountant. The mortgage will either be based on the lowest year of earnings, or if they show a rising trend, they will take an average.

The problem for me is that my first year of earnings was pretty low. Do any providers allow fewer years of earnings to be considered? What other criteria from lenders for self employed mortgages do you know of?

Thanks