We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

OH has finally woken up and smelt the coffee!

Sat down with OH today to go through my (almost complete) SOA. It came as a little bit of a shock to him as it is pretty scary :eek: .... though I have never hidden from him the state of my finances, in fact I have spelled it out on more than one occasion, but hey ho! I think the fact that I had it all written down - monthly income and outgoings, how much debt etc etc - finally got the message home. After months and months of nagging and grinding my teeth every time he spent money he has finally realised that the spending has got to stop! He has even volunteered some savings he can make - :j

Don't get me wrong he is wonderful :A and contributes whatever he can to the family finances but his unfailing optimism about our situation has been a bit annoying! To paraphrase a saying: he who can smile in the face of adversity...doesn't fully grasp the seriousness of the situation!:rotfl:

Anyway the good news is...we are now in this together rather than it being me trying to deal with the situation and trying to persuade him to play ball!!!

SOA needs a couple more bits of info and then I shall be posting it within the next day or 2. I have a few ideas of things I can change but I definitely need as much advice as I can get!!!
PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:

Comments

  • That's great news that OH is onboard. It'll make all the difference in trying to sort things out.

    Keep up the good work and post your SOA when you can, everyone on here is just so great at helping out. :D
    DFW Nerd no: 149 ;)

  • isgman
    isgman Posts: 490 Forumite
    It Really Helps to have the OH working With you and not just thinking it will "all go away"...
    :beer: Keep your Chin up.. it can only get better :beer:
    :confused: I'm one of those people who was born to have money, :confused:
    :confused: but I just don't have any!:confused:
  • themaccas
    themaccas Posts: 1,453 Forumite
    That's great news, my OH is on board with our debt busting and although we both go through wobbly moments (regularly) we help keep each other on the straight and narrow!
    Look forward to seeing your SOA so we can all help you with it
    hugs
    x
    Debtfree JUNE 2008 - Thank you MSE:T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.