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Debate House Prices


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Supply and Demand in action......

13567

Comments

  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    So what do you do if you cannot position yourself to take advantage?

    To position yourself, you have to be able to buy in.

    If someone cannot afford to buy in, does that mean they have made a choice to not take advantage?
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So what do you do if you cannot position yourself to take advantage?

    To position yourself, you have to be able to buy in.

    If someone cannot afford to buy in, does that mean they have made a choice to not take advantage?

    Everybody has a choice Graham.....

    To study hard at school, or not.

    To go to Uni, or not.

    To settle down, save hard, buy young, or not.

    To work harder, smarter, longer than their peers, or not.

    To be ambitious, move for jobs, retrain, take on projects, get promoted, or not.

    To live somewhere cheaper, but at least be on the ladder and let that leverage work for you, not against you, over the long term, or not.

    Everybody has a choice Graham, everybody has a choice.......;)
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Everybody has a choice Graham.....

    To study hard at school, or not.

    To go to Uni, or not.

    To settle down, save hard, buy young, or not.

    To work harder, smarter, longer than their peers, or not.

    To be ambitious, move for jobs, retrain, take on projects, get promoted, or not.

    To live somewhere cheaper, but at least be on the ladder and let that leverage work for you, not against you, over the long term, or not.

    Everybody has a choice Graham, everybody has a choice.......;)

    Everybody has a choice yes. I agree. (I won't go further than this at the mo).

    So are you honestly saying that if someone cannot afford to buy in, to take advantage, that that is through choice?
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    edited 5 April 2010 at 1:08PM
    Yes Hamish. SingleSue can't position herself to take advantage of HPI out of choice? She chose to have her husband walk out on her and all three of her boys be diagnosed with difficulties? She chose for her middle and youngest sons to have difficulties that make her undesirable to employers and so unable to work?

    Yeah right.

    OK she chose to marry the bloke - pity she didn't realise how he would turn out, but many of us make that mistake. She chose to have kids, but then the majority of people (especially people who think they are in stable marriages) do.

    Just because life hasn't thrown you any curve balls (yet), Hamish, doesn't mean that other people are always to blame for what life has thrown at them (although clearly some of them are).

    SingleSue - hope you don't mind my using you as an example here.
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
    :)
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So are you honestly saying that if someone cannot afford to buy in, to take advantage, that that is through choice?

    It is invariably a consequence of their previous choices in life.

    So yes. It is through choice.
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    Everybody has a choice yes. I agree. (I won't go further than this at the mo).

    So are you honestly saying that if someone cannot afford to buy in, to take advantage, that that is through choice?

    Some people run the supermarket, others collect the trolleys in the car park. Some of that is natural endowment, some is upbringing, some is choice.

    In support of what you are saying, to suggest that the reason we don't all live in a massive house is solely down to the choices we make is as silly as to say that the reason we don't all live in massive houses is because we are oppressed by a ruling elite.
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 April 2010 at 1:17PM
    LydiaJ wrote: »
    OK she chose to marry the bloke - pity she didn't realise how he would turn out, but many of us make that mistake. .

    Tragic situation. Wouldn't wish it on anyone.

    But ultimately, still a consequence of previous choice.

    Sue could have chosen not to marry the bloke. Or to pursue her career and be financially stable before having kids. Or not to have kids at all. etc.....
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    LydiaJ wrote: »
    Yes Hamish. SingleSue can't position herself to take advantage of HPI out of choice? She chose to have her husband walk out on her and all three of her boys be diagnosed with difficulties? She chose for her middle and youngest sons to have difficulties that make her undesirable to employers and so unable to work?

    Yeah right.

    OK she chose to marry the bloke - pity she didn't realise how he would turn out, but many of us make that mistake. She chose to have kids, but then the majority of people (especially people who think they are in stable marriages) do.

    Just because life hasn't thrown you any curve balls (yet), Hamish, doesn't mean that other people are always to blame for what life has thrown at them (although clearly some of them are).

    SingleSue - hope you don't mind my using you as an example here.
    Everybody has a choice yes. I agree. (I won't go further than this at the mo).

    And now I don't need to :p

    This is exactly what I was going to work up to.

    As I said before....I so wish that life was as rosy and simplistic as Hamish makes out time after time.
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    I believe that it is wrong for me to want something out of the blue to knock your rosy little self-satisfied world, but I am so struggling with the temptation, Hamish.

    So I am going to shut down this laptop and go and do something useful instead.
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
    :)
  • globalds
    globalds Posts: 9,431 Forumite
    I think what people are trying to explain to you Hamish ...Is that sometimes the result can be because of a choice made by someone else or just life ,taking you out on the blind side.
    One day you think you have it all going fine ...Next thing you know you picking up the pieces.
    Should there be some infrastructure in place to support people.More than likely to the detriment of free market prices ?
    Should the system of protection involve the free market or should it be fully social housing ?
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