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Credit card required?

Numptie
Numptie Posts: 94 Forumite
Have just looked at the Moneyback Bank termsand conditions, one of which is that "You must have at least one credit card, store card or loan / HP agreement"

Dont have any of the above. Do other lenders need you to have a credit card? Should I perhaps get a moneyback card as recommended on this site first before making applications?:confused:

Cheers
Humans only use around forty percent of their brains capacity. Imagine what we could achieve if we used the other seventy percent!

Comments

  • Numptie
    Numptie Posts: 94 Forumite
    Hello!!!! Is there anyone out there?
    Humans only use around forty percent of their brains capacity. Imagine what we could achieve if we used the other seventy percent!
  • jay78
    jay78 Posts: 376 Forumite
    Have you got a link to the t&c's? Most banks won't lend to someone who hasn't had credit before because they can't predict what kind of customer you are. That's probably why they've put that down.
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