I've Broken The £4000 Barrier!!!

AMILLIONDOLLARS

As you can all see from my signature below, My Capital ONE card started with a balance of £9,400 in 2004, This is when I tuned into Martin's Site and he was going on about their 3.9% for the LOB, I duly followed his advice and now two year later, give or take a couple of months my balance is now down to £3,968:j :j target is to break the £3,000 barrier before Christmas!! I still have a way to go, see my AMEX Balance, but one step at a time, If only I can remember what I spent the money on:o

Anyway, onwards on downwards:rotfl: and thank you to all my fellow DFW FRIENDS AND INDEED EVERYONE ON THIS SITE for the encouragement and advice I get.

THANK YOU ALL:T :T :T :T :T

wanna-be-mortgage-free_2

Congratulations :T , isn't it a great feeling. Onwards and upwards...

AMILLIONDOLLARS

Yeah, its a very very very good feeling!!

Thanks!!!!!

stevenclarkuk

Good news.. keep it going.:j

Can I ask why you are trying to reduce the Capital ONE card rather than the AMEX?
The AMEX has a higher interest rate so surely this is the one you should be concentrating on first?

Steven

AMILLIONDOLLARS

I started off with Capital One initially, AMEX came along this year as I hadn't learnt my lessons by transferring my credit cards debts onto Cap One:o Clearing my Cap One first is more achieveable and the balance goes down more quickly:D, once I have broken my £3,000 barrier the plan is to maybe throw more money at Amex. Anyway looking at Amex, I've already paid off £1,200 in seven months, for me this is not bad going as I haven't run up anymore debts on the credit cards for me the AMEX is the last of it.

Anyway I'm doing it my way;) so don't mine the 1% difference in rates.

Kevicho

I meant to post the exact same thread earlier!

Go us!!!!!

AMILLIONDOLLARS

go Kevicho, go Kevicho:T :T :T

Kevicho

Thanks, ths is your thread tho congratulations

AMILLIONDOLLARS

Doesn't matter, we're all in this thing together:D