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CSA Advice

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Comments

  • blimey40
    blimey40 Posts: 573 Forumite
    Its true to say CSa are exempt from bankruptancy proceedings, but if you have no money, you have no money. No advising this route, but unlikely you will be forced to pay the debt in 24 months andmany NRp's have taken this route.
  • Kimitatsu
    Kimitatsu Posts: 3,886 Forumite
    1,000 Posts Combo Breaker
    blimey40 wrote: »
    Its true to say CSa are exempt from bankruptancy proceedings, but if you have no money, you have no money. No advising this route, but unlikely you will be forced to pay the debt in 24 months andmany NRp's have taken this route.

    But the NRP does have money, he has chosen not to pay his maintenance liability for the last two years and has instead started a debt management plan. The CSA will not take any notice of the debt he has accrued but will take up to 40% of his salary for maintenance and arrears. They may take longer to recover the arrears than 24 months but as the OP has money allocated to other debts and still owns 50% of the marital home, its not that he does not have it.
    Free/impartial debt advice: Consumer Credit Counselling Service (CCCS) | National Debtline | Find your local CAB
  • hbslc
    hbslc Posts: 252 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    MarkeyMark - got ur pm, thx, I'll respond later tonight.

    Thx to everybody else too. Another quick question, can I (and is it a wise thing to do) ask the CSA to put a liability order on the house my ex & daughter are living in? It's been on the market for 2 years, and has sufficient equity locked up in it?
    Debts at 02/02/20: c£225,000 inc CCs of <£1000 repaid in full monthly
    Debts at 14/07/10: £278,091 inc £24k unenforceable and £16k consumer debt. But House no longer derelict!!!
    LBM: 14/08/07; Debt at LBM: £287131 inc CCs: £37,202.55;
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Not if she is the PWC - they can only put a liability order on money owed by an NRP which can lead to a charging order to recover money. You will need to seek legal advice to get it done the other way round for money owed to you.
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