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Fraud by debit card, will the bank reimburse me?
msjwc
Posts: 4 Newbie
Hello,
My situation is this, last Thursday my debit card was stolen, I became aware of this around 12 hours later and contacted the bank to report it stolen and cancel the debit card. The card had been used after I cancelled the card but I am not worried about this as I will be reimbursed by the bank for any fraudulent use after I reported it as stolen.
But within a few hours of my card being stolen it was used to withdraw £200 from an ATM, this happened before I had reported it stolen. I assume the thieves saw me entering my PIN and then pick pocketed me. Will the bank reimburse me for the £200? I have no criminal, never had a bad debt and I have a good credit record, if that makes a difference.
Thanks for the help.
My situation is this, last Thursday my debit card was stolen, I became aware of this around 12 hours later and contacted the bank to report it stolen and cancel the debit card. The card had been used after I cancelled the card but I am not worried about this as I will be reimbursed by the bank for any fraudulent use after I reported it as stolen.
But within a few hours of my card being stolen it was used to withdraw £200 from an ATM, this happened before I had reported it stolen. I assume the thieves saw me entering my PIN and then pick pocketed me. Will the bank reimburse me for the £200? I have no criminal, never had a bad debt and I have a good credit record, if that makes a difference.
Thanks for the help.
0
Comments
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as far as i am aware the bank will try to make you liable for the spending as they will say you never kept your card pin secure?? contact the financial ombudsman .good luck0
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