Studio Catalogues Debt Collection Firm Issue Me a Notice of Default

Hi peeps,
I have been disputing Studio's alleged agreement for the past 5 months and have now received a Notice of Default from Debt Collection & Security on behalf of Studio(below in pdf) surely this has to be invalid.

What should i do? do i send a bemuzed letter or ignore them.

http://debtpdfs.tripod.com/stucol.pdf

Comments

  • DarkConvict
    DarkConvict Posts: 6,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What have you been disputing exacting?

    If your doing a CCA request for unenforceablity, it only protects you from CCJs/COs if they do not have a valid agreement. Either way, the money is still owed and they can still place late payments and defaults on your credit file and send demands for payment, this has been though the OFT and high court already - McGuffick v RBS http://www.judiciary.gov.uk/docs/judgments_guidance/mcguffick-v-rbs.pdf
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

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  • Hi

    From your PDF image I would say these are the in house debt collecters for Studio, as this letter looks exactley like the statements I receive from them, same font and same colour
    DMP mutual support thread member:327
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