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Shall I Ignore this letter..

karend1980
karend1980 Posts: 270 Forumite
in Bankruptcy & living with it
From LTSB

About one of my loans I havent paid. They want payment of £1734 for the arrears. If I dont pay them they will take legal action.. Also been rung by there indian call centre twice a day for the last few days..

Do I ignore it..
Mum of 5 lovely chidren.:rotfl::rotfl::rotfl::rotfl::rotfl:
«1

Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Keep the letter if they continue to hassle you then speak to your official receiver they'll have a "quiet" word in their ears!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • karend1980
    karend1980 Posts: 270 Forumite
    philnicandamy wrote: »
    Keep the letter if they continue to hassle you then speak to your official receiver they'll have a "quiet" word in their ears!

    I'm not bankrupt yet so dont have an OR....
    Mum of 5 lovely chidren.:rotfl::rotfl::rotfl::rotfl::rotfl:
  • Freddie_Snowbits
    Freddie_Snowbits Posts: 4,328 Forumite
    I would ignore it mate, as they plainly are harrassing you. Me and me mate Bob down the boozer are good for a fight, if you gis us their details, we will go round there and give 'em what for!

    Normal charges apply at £500 an hour, minimum charge, £2,500.

    If yer dossnet pay, we can also break legs
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    ahh right....sorry I presumed! (when you planning to go BR?)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    It's really hard Karen, when I decided that I couldn't keep my head above water... and stopped paying - I got inundated with letters and calls. I wrote to everyone (and ended up having to finally speak to all of them) and offered then small payments (i did this all through the National Debt line - they have all the letter templates there) and finally all the calls stopped but I am obv making some payment to them.

    I ignore all calls now (esp when they can't even be bothered to leave a message or call from a number you can call them back on)

    It was so worrying but after reading many many threads on here of how to handle them - I can now cope with it.

    Although as you might as read I am getting a visit from the Halifax Easter Bunny on Good Friday - so watch this space!!

    xx
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    philnicandamy wrote: »
    ahh right....sorry I presumed! (when you planning to go BR?)


    Hi phil!:j
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • welshpony78
    welshpony78 Posts: 42 Forumite
    Have you made an apt at your local court to file for BR? If so, and if you happen to speak with anyone from LTSB then inform them of your intentions and give them the date - they may well ask if you can make any form of payment to them (I think it's their last ditch attempte to get some money from you) - I wouldn't pay them a penny once your appointment is in place.
  • karend1980
    karend1980 Posts: 270 Forumite
    Ive got all the BR papers just waiting on my new coop cashminder account to be sorted out so I can get to my money then i will be filing for BR asap
    Mum of 5 lovely chidren.:rotfl::rotfl::rotfl::rotfl::rotfl:
  • miss_spooky
    miss_spooky Posts: 742 Forumite
    Part of the Furniture Combo Breaker
    Hi ya,

    What I did was booked my court date, then when people called I took the call & told them I was going to see the CAB money manager on that date & that I would be in touch after. If they know you are seeking help they will generally leave you alone.

    You can tell them you're going BR but some co's will put more pressure on to get payment.

    regards

    MS
    BSC 289
    A life lived in fear is a life not living!
    Proud to have dealt with my debts.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    karend1980 wrote: »
    Ive got all the BR papers just waiting on my new coop cashminder account to be sorted out so I can get to my money then i will be filing for BR asap

    Ignore them then. :)

    Reply when you have something to send/tell them. Like a copy of your BR order. ;)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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