finally done it and a big thanx

SILENTLUCIDITY

i have finally plucked up the courage to ring payplan i have my appointment on fri and feel a little better ,when the creditors ring telling me i have to pay this or else i tell i have an appointment and they suddenly change one otr two get nasty ie morgan and stanley but i ignore them and send token payments as advised i would like to thank people for the great help and support i have had on here as i know begin the journey to become debt free its gonna be hard but i read the board and see how much support there is it makes me feel that i am not alone in this problem i was so low it helps thank you all ....

linniestorm

well done silentlucidity, DF date here you come!

james32_uk

Great stuff! You may find Payplan a little slow at first but hang in there and you'll get your own little team looking after you. Good luck!

LittleL_4

Good luck hun, you'll get it sorted :T :T
xx

SILENTLUCIDITY

i have had my phone call and fell alot better i was on the phone for 90 mins and when i came off the phone i felt better hopefully my iva will be accepted and i can start counting down the debt free date

MCBIRNIE25

Well DOne, that step is the hardest, a months time you will look back and kick yourself for not doing it earlier.