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finally done it and a big thanx

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SILENTLUCIDITY
SILENTLUCIDITY Posts: 34 Forumite
in Debt-free wannabe
i have finally plucked up the courage to ring payplan i have my appointment on fri and feel a little better ,when the creditors ring telling me i have to pay this or else i tell i have an appointment and they suddenly change one otr two get nasty ie morgan and stanley but i ignore them and send token payments as advised i would like to thank people for the great help and support i have had on here as i know begin the journey to become debt free its gonna be hard but i read the board and see how much support there is it makes me feel that i am not alone in this problem i was so low it helps thank you all ....
. debt free Oct 15th 2011....:T ...

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  • linniestorm
    linniestorm Posts: 347 Forumite
    First Anniversary Combo Breaker First Post Debt-free and Proud!
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    well done silentlucidity, DF date here you come!
    1st LBM (Pre-Career Change): 01 March 2006 Debt Free Date: 28 April 2008 | Worst Debt: £7244.36

    2nd LBM: 10 December 2019 Current Debt £25,322 [April 2020] | Worst Debt: £27,444
  • james32_uk
    james32_uk Posts: 1,223 Forumite
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    Great stuff! You may find Payplan a little slow at first but hang in there and you'll get your own little team looking after you. Good luck!
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
  • LittleL_4
    LittleL_4 Posts: 714 Forumite
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    Good luck hun, you'll get it sorted :T :T
    xx
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:     proud to be dealing with my debts
  • SILENTLUCIDITY
    SILENTLUCIDITY Posts: 34 Forumite
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    i have had my phone call and fell alot better i was on the phone for 90 mins and when i came off the phone i felt better hopefully my iva will be accepted and i can start counting down the debt free date
    . debt free Oct 15th 2011....:T ...
  • MCBIRNIE25
    MCBIRNIE25 Posts: 555 Forumite
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    Well DOne, that step is the hardest, a months time you will look back and kick yourself for not doing it earlier.
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