Salary paid into wrong acct - DMP

carlstewart_2

I am on a DMP (CCCS) and moved jobs. As part of DMP moved to a new bank account.

My final salary from old company has gone to the old bank account, their error, as they had been paying salary to my new account previously.

Can my old employers apply to get these funds back?? and send through to my new account - or does my money have to sit there (effectively wiping out half of the overdraft that is on there?)

Any help appreciated asap as I need to sort today.

DarkConvict

No chance this will be sorted today, salary funds take about 5 days to move, so would be at least 5 days back to your employer, 5 days to your new account.

As it is your account (name and acc num match) the funds will be paid and will pay off the overdraft. The bank has done nothing wrong so are unlikely to allow a reversal of funds. You will just have to contact your employer and say you made a mistake and paid into an account i no longer have any access to.
This happened to my friend on bankcruptcy, one lot of moneyw as paid into a frozen account (was never recovered), and a 2nd lot paid into the wrong account number. Names didn't match so payment was sent back to employer to goto the new account. Took 2-3 weeks to resolve.

carlstewart_2

OK - thanks for your help on this. Much appreciated.

Micro_Law

this happened to me when i first started my DMP. I went to a branch and explained everything. They gave me a cheque minus £100 i think it was ( for admin fees) back. my employer was very angry but at the end of the day i gave them my new details way in advance. I spose it depends who you get that day and how helpful they are. good luck.

Cyril

This happened to me with the halifax. They wouldn't give me the money back by going around the houses saying its with this person that person etc. I chased and chased and nothing happened, Head office kept saying they hadn't had the correct documentation from the Branch, the Branch said they'd sent it and only Head office could make the decision.

I gave up.

DVardysShadow

Micro_Law wrote: »

this happened to me when i first started my DMP. I went to a branch and explained everything. They gave me a cheque minus £100 i think it was ( for admin fees) back. my employer was very angry but at the end of the day i gave them my new details way in advance. I spose it depends who you get that day and how helpful they are. good luck.

With whom was your employer angry and why? Sorry, it is not clear to me, but I am surprised that an employer could be that bothered.

Happytogetdebtfree

Ah no I hope it can b sorted out sharpish. All the best :-)

Trying_Times

Hells teeth, that's a blow, Im sorry to read that, I hope you can sort this, I've just organised a new bank for my salary and something like this will just about put the tin hat on it. I can see I'm going to have to follow this up and try my best to ensure money hits the correct account.

TT

pure_dead_dopey

happened to us on our first month, my company fin dir was just a bit dillatory, however, I still had online access so whipped the money out and sweated for 3 days till it appeared in new account, jope you get it sorted..............

Micro_Law

DVardysShadow wrote: »

With whom was your employer angry and why? Sorry, it is not clear to me, but I am surprised that an employer could be that bothered.

was angry with me. Dont ask me why, shes a bit ditsy. She said it was for me to get back and nothing she could do. she said she wasnt gona pay me twice, so i had to chase and do what i could to get the money back.