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Big day tomorrow, help please with final few questions

Bankruptcy tomorrow so the 31st March 2010 is a day that will live forever in my memory, not for the best of reasons but at least a weight will shift from my mind and I can start afresh.

Got a final few questions if anyone can help. I'm unemployed so my wife is paying all our bills and expenses from her earnings. With things like BT, council tax, house contents insurance, water rates they are either in my name or joint names so should we contact all the relevant providers and get them switched to my wifes name only? They are not included in my bankruptcy and there are no missed payments.

It's also the same with Sky and internet?

We now have one car that is owned by my wife and I'm a named driver on the insurance so should we tell the insurance company about my bankruptcy?

Any advice would be much appreciated, thanks.

Comments

  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    no mate its fine with gas etc as long as they are not in your BR then you will have no probs,same with the car.
  • leahceri
    leahceri Posts: 34 Forumite
    Good luck for tomorrow, I am also going bankrupt tomorrow.
  • good luck to you both 21 months later....can't believe how time has flown.:eek:
    It's not the mickle that mak's the muckle
    :j BSC 166:j
    BR 25th June 2008
    Discharge 25th June 2009
  • dojoman
    dojoman Posts: 12,027 Forumite
    As long as they are not in arrears you will be fine, I never included any of mine in them. The only thing to be careful about is your insurance policies. You would be better checking the wording of them as some have clauses in them about BR. My house insurance did and when it was due for renewal they wanted a lump sum to keep the policy. I went on to gocompare.com which has a facility in its search for BR, I actually got a cheaper quote for both my house and car insurance and was still allowed to pay by instalments.

    Good luck for tomorrow to both of you.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Best wishes for tomorrow LL, deep breaths and you'll be fine, let us know how you get on x
    "If wishes were horses, then beggars would ride"
  • horseypony
    horseypony Posts: 45 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 30 March 2010 at 8:25PM
    Good luck for tomorrow! We too are going BR then!!!
  • auldblerk
    auldblerk Posts: 1,083 Forumite
    Good luck to the both of you tomorrow and try not to worry, it's not as bad as what you think it will be.
  • Jaxb_2
    Jaxb_2 Posts: 420 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    All the best for tomorrow :)
    :AWhatever it is - I didn't do it!:A
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