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Little bit at a time...
Sarahsaver
Posts: 8,390 Forumite
But every little helps said the old lady as she pee'd in the sea! (thanks Dad for that one)
I have been 'overpaying' my debt bills for a few months now, that is things such as catalogues, ikea card, credit card etc. Even if I can only manage a couple of quid over the minimum payment. Like to think I have not got too much debt but 4k on a credit card and a few little bits here and there are beginning to weigh heavy on my mind.
At least by doing this I will clear them a BIT sooner.
I have a mortgage box but I can't pay off any of the capital because of legal probs with the ex
(i.e. he will get MORE money if I make my mortgage smaller as there will be more equity in the property.) T*sser:rolleyes:
And OMG spendaholics woman spending 2k a year on bottled water. At least Im not so extravagant!
I have been 'overpaying' my debt bills for a few months now, that is things such as catalogues, ikea card, credit card etc. Even if I can only manage a couple of quid over the minimum payment. Like to think I have not got too much debt but 4k on a credit card and a few little bits here and there are beginning to weigh heavy on my mind.
At least by doing this I will clear them a BIT sooner.
I have a mortgage box but I can't pay off any of the capital because of legal probs with the ex
(i.e. he will get MORE money if I make my mortgage smaller as there will be more equity in the property.) T*sser:rolleyes:And OMG spendaholics woman spending 2k a year on bottled water. At least Im not so extravagant!
Member no.1 of the 'I'm not in a clique' group :rotfl:
I have done reading too!
To avoid all evil, to do good,
to purify the mind- that is the
teaching of the Buddhas.
I have done reading too!
To avoid all evil, to do good,
to purify the mind- that is the
teaching of the Buddhas.
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Comments
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Sarahsaver wrote:And OMG spendaholics woman spending 2k a year on bottled water. At least Im not so extravagant!
!!!!!! :eek: thats ridiculous, wish i had that much cash to waste...0 -
£2000 seems a lot, but that works out at about £5 a day, which is the same as a smoker of 20 a day, at least water is healthier;)All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.
DFW Nerd #1320 -
Crikey I've never heard of anyone being addicted to mineral water before though. Crazy money.Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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I know i couldn't believe it either, i like watching that program becuase it puts things in perspective, but i guess i would get a shock if they did it to me. Mmmmm think my wastefullness would be on Chocolate and Crafting stuff
Lem0 -
I liked last night's spendaholics with the woman who spent £3k a year on designer coffee and £5k a year on eating seafood in posh restaurants!!! Makes me feel better about my occasional indian takeaway!!!!Official DFW Nerd #148
Debt level @ highest (May 2004): £15000 :eek: Debt level @ August 2006: £9591.53
Lightbulb moment May 2006 :idea:0 -
I thought my £500 a year on designer coffee had gotten out of hand :rotfl: Is this a repeat cos I remember the tip about making your own coffee, that's what I do now :TDFW Nerd no: 149
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flippin heck! if she's that bothered about not drinking tap water, she should invest £20 on a britta filter, and then £60 a year on replacement cartridges, she'd save a fortune!!1st LBM (Pre-Career Change): 01 March 2006 Debt Free Date: 28 April 2008 | Worst Debt: £7244.36
2nd LBM: 10 December 2019 Current Debt £25,322 [April 2020] | Worst Debt: £27,4440 -
I wish I had something like that I could cut back on, but I don't! I suppose I could cycle everywhere but my bus ticket is only £7.50 a week, and I would be too late for some jobs if I cycled Member no.1 of the 'I'm not in a clique' group :rotfl:
I have done reading too!
To avoid all evil, to do good,
to purify the mind- that is the
teaching of the Buddhas.0
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