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Hillside & Capquest on my credit file

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Hi,
I recently checked my equifax credit file and it says that Hillside services ltd credit searched me and the reason was "outstanding debt". i've read a really old post on the forums and people seem to think that they trace people who owe money, but cant find much more info about them. I moved around alot a few years ago so its possible i had an outstanding utility bill somewhere? but are they allowed to credit search me?? and should i get in touch with them? i havent had anything through the post from them
it also says that capquest credit searched me and through google ive seen that they are a debt collection agency too. does anyone know who uses them so i might know what the debt is?? and again, should i contact them? ive never had anything through the post from either of these companies and this is the first i have heard from them
thanks in advance

Comments

  • WRINKLES
    WRINKLES Posts: 817 Forumite
    500 Posts
    do not contact them under any circumstances how old are these debts
    GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
  • DarkConvict
    DarkConvict Posts: 6,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    They might be searching for people who have a similar name to yourselves. Unless it shows as a full search no one else can see it.

    Don't do anything about it unless they write u letters.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • I have no idea what debts they could be as as far as i know i am up to date with all payments and the credit searches were carried out in september 09. the only thing i can think of is an old utility bill that i might have missed when moving house. but how can they credit search me without my permission?? the one from hillside was a full search so thats now stuck on my credit file
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