OR Interview pending

Tagnut1999

Hello

I have read loads of posts on here about the OR interview and I know most posts say not to worry, but I am a little as it draws closer W/B 05/04/10.

Has anyone had any experience of the OR in Leeds?

Any info would be gratefully received.

Thank you for your help

confused76

i was very worried as well, however, the OR was very professional and was just trying to get to the bottom of the cause of BR

mine took 45 minutes and it flew by.

you're nearly there!

sizzler

Hi there,

No experience with leeds.

But most ORs are normall people with the odd exception and will teart you fairly and talk to uo nicely. They ask questions, so just answer as honestly as possible. they are only looking into your affairs to see what went wrong etc.

Is it telephone or face to face.

sizzler:)

Tagnut1999

Worried about our outgoings and the car. Already had a conversation about the car but not sure if it's resolved as we haven't heard anything since.

Below are our Outgoings on the SofA

7.1 How much do you spend each month on the following:

Rent £ 500.00
Housekeeping £ 420.00
Gas, electricity £ 150.00
Water £ 25.00
Telephone charges £ 55.00
Travelling to and from work and other essential journeys £ 140.00
Clothing £ 40.00
Council tax £ 126.00
Other essential payments £ 404.00
these payments Total £ 1,860.00

Breakdown of the £404.00
30.00 Contents
11.00 Union
12.00 TV
100.00 Car
17.00 Hair cuts
40.00 Medical
10.00 Pets
80.00 Entertainment/Holiday/Gifts/Misc
89.00 College
15.00 Internet

Thanks

sizzler

How many in household?:)

dojoman

The OR interview was the thing I was most terrified of, but to be honest there was nothing to worry about. Just be honest, if you don`t know the answer to something then say so, hopefully you will be fine.

Tagnut1999

sizzler wrote: »

How many in household?:)

2

My wife has been ordered by the doctor to loose weight. Because she is so big the only exercise she can do without it causing her pain is swimming and obviously eating healthy food is dearer than value beans etc although we do have them once a week, we also have six cats so have had to include their food in our housekeeping.

Incidentally, the wife has lost three stone and she's not even half way yet!!! at least another six to go.

dojoman

Can you redo your SOA using the link below please?

http://www.makesenseofcards.com/soacalc.html

confused76

Tagnut1999 wrote: »

2

My wife has been ordered by the doctor to loose weight. Because she is so big the only exercise she can do without it causing her pain is swimming and obviously eating healthy food is dearer than value beans etc although we do have them once a week, we also have six cats so have had to include their food in our housekeeping.

Incidentally, the wife has lost three stone and she's not even half way yet!!! at least another six to go.

well done to your wife, that's a brilliant achievement, i hope she's very proud of herself

sizzler

Tagnut1999 wrote: »

Worried about our outgoings and the car. Already had a conversation about the car but not sure if it's resolved as we haven't heard anything since.

Below are our Outgoings on the SofA

7.1 How much do you spend each month on the following:

Rent £ 500.00
Housekeeping £ 420.00
Gas, electricity £ 150.00May be a little high
Water £ 25.00
Telephone charges £ 55.00Is this landline once again may be high
Travelling to and from work and other essential journeys £ 140.00Just explain to OR what the travell is and should be ok
Clothing £ 40.00
Council tax £ 126.00
Other essential payments £ 404.00
these payments Total £ 1,860.00

Breakdown of the £404.00
30.00 Contents
11.00 Union
12.00 TV
100.00 CarPlease can you explain
17.00 Hair cuts
40.00 Medical
10.00 Pets
80.00 Entertainment/Holiday/Gifts/MiscMost ORs will allow you Holiday about 35
89.00 College No probs is this per month
15.00 Internet Allowed for college work

Thanks

Hi there, I hope this is some help. All ORS are different and if you are unsure will talk you through it during interveiw.

Good luck to wife on diet:) sizzler

Tagnut1999

sizzler wrote: »

Hi there, I hope this is some help. All ORS are different and if you are unsure will talk you through it during interveiw.

Good luck to wife on diet:) sizzler

Telephone is two mobiles and the land line we are in arrears slightly (recent bill) with BT so the monthly D/D is £35.00

The car is car insurance; breakdown; servicing (oil & filter/tyres); mot & Tax

Gas and Electric we got a bill for a month and it was £160.00 but the landlord has just put in a new condensing boiler. The building we live in has very large room and high ceilings so it takes a bit to heat it. It's thermostatically controlled as well. We learned that it is worse to turn the heating off altogether and have it come on twice a day like we had at our house (smaller new property) because it takes an awful lot to get it back up to temperature.

Traveling £72.00 for a monthly bus pass for me and the rest is fuel for the car. My wife is looking for a job and has to look further afield (15 mile radius of home) She also does some volunteering to try and improve her chances of getting a job (she is signed off sick at the moment, her last job ruined her confidence and then she has dealt with both our BR then I could just concentrate on working so it meant I wasn't affected by it too much, she took it all (for which I am very grateful), she also had to find us somewhere to live)

The £80.00 that I put for holiday/gifts/entertainment is that too high then, should it just be £35.00?

Thanks