We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit File Clean up advice
delphe
Posts: 4 Newbie
Hi,
I have 2 halifax credit cards showing as default on my credit files from pre-bankrupcy. I am been discharged for over 2 years and no longer have any paperwork showing the account numbers for these accounts. Has anyone got any advice on how to track down these old credit card account numbers so that I can get this entry removed.
Delphe
I have 2 halifax credit cards showing as default on my credit files from pre-bankrupcy. I am been discharged for over 2 years and no longer have any paperwork showing the account numbers for these accounts. Has anyone got any advice on how to track down these old credit card account numbers so that I can get this entry removed.
Delphe
0
Comments
-
You won't be able to get the defaults actually removed.
If the default dates are after your BR date, then you can get that changed. That means they would drop off your file by the time the actual BR does, leaving a clean file at that point.
Maybe try contacting your old OR? They may well have them.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
what i meant was "marked as satisfied or partially satisfied". Its more an issue of getting the old account numbers really......0
-
In that case, as said, try your former OR first.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards