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SOA Ins/Outs Revised

Hi, have revised/updated the previous SOA for checking/advice. Cheers.

Number of adults in household........... 1
Number of children in household......... 0
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1000
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1000
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 320
Management charge (leasehold property).. 0
Council tax............................. 80
Electricity............................. 60
Gas..................................... 25
Oil..................................... 0
Water rates............................. 20
Telephone (land line)................... 25
Mobile phone............................ 10
TV Licence.............................. 13
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 185
Clothing................................ 10
Petrol/diesel........................... 60
Road tax................................ 10
Car Insurance........................... 22
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 10
Entertainment........................... 0
Holiday................................. 30
Emergency fund.......................... 0
xmas savings............................ 0
Total monthly expenses.................. 930

Comments

  • sizzler
    sizzler Posts: 5,094 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    looks pretty good my friend.

    OR Might ask why electric high?

    Good stuff sizzler:)
  • auldblerk
    auldblerk Posts: 1,083 Forumite
    Thanks sizzler, could tell the OR I have the lec on into the wee hours as I can't sleep with worry lol :idea:(don't think that would go down too well tho)
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    as long as you can give good reasons, there is no need to cut your expenditure to what others might think is right
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
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