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HELP PLEASE (loan rebate)

can someone please please please please help me, i am in dire need of assistance:

Myself and partner currnetly have loans with the "provident" (yes a huge mistake we are struggling to get out of)

i have requested an early settlement figure and plan to pay it off in one go, please see details below:
                        total owed		   962  	
			less early settlement	138.66
			total to pay		   823.34
			49 weeks left on loan


			total owed		  178.00
			less early settlement	1.97
			total to pay		   176.03
			14 weeks left on loan
		
			total owed		   458.00
			less early settlement	69.27
			total to pay		   388.73
			49 weeks left to pay


			total owed    		  167.00
			less early settlement	3.61
			total to pay		   163.39
			19 weeks left to pay

giving a grand total of :

Total Owed: 1765.00
Total to pay to settle: 1551.49
Saving me: 213.51

now with a typical 177% APR does that not mean i am entitled to a lot more rebate?

I need to pay this money by tomorrow so i would appreciate as much help as possible

many thanks in advance

Jas

Comments

  • asandwhen
    asandwhen Posts: 1,407 Forumite
    ring them and ask them for a full and final settlement figure - and haggle - ask them if they would accept £1000 now to pay of this debt in total if they say no and £50 each time untill they accept.
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