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I feel bad, in a non serious way.

Basically Guys and girls, its been a wierd old week.

I gave in to temptation and bought a new contract phone on 02 because I liked it. yes I could afford the £30 and gave in :( However, it comes with a 14 day money back pledge if you dont like it for whatever reason you can hand it back and cancel. I will feel embarrased going into the store to do it but hey, it saves me over £560 quid over the lifetime of the contract. :( I bet they wont take it back for some stupid reason. Here is hoping they will. Has anyone done this? Any advice ?

Secondly, the newly moved in GF was moaning she had no money :( so I sat down with her and I *think* gave her a light bulb moment Spendaholics style, ie imagine how many Radley handbags a month and driving lessons you could have if with that £600 per month after bills, and you paid off your phone and didnt have £1-200 phone bills every month.

So she is at least somewhat, if not fully onboard now :) She is already looking in autotrader for when she passes and has the cash in the bank to buy a little runaround

We worked out it only came to under £2000 in total, but the likes of Capital One and her managed loan where charging her > 25% interest (and she only ever paid the minimum) :eek: I dunno why I wrote this. Perhaps to show spendaholic partners can be helped :)

Comments

  • homersimpson_3
    homersimpson_3 Posts: 1,249 Forumite
    I bet they wont take it back for some stupid reason. Here is hoping they will. Has anyone done this? Any advice ?
    check terms and conditions before you go back to store and take them with you.
    Secondly, the newly moved in GF was moaning she had no money so I sat down with her and I *think* gave her a light bulb moment Spendaholics style
    if you want to lead her to becoming a true mse you have to lead by example- stop putting yourself in position in first place- i like (and want) loads of things but won't buy them. just buy what you need. it's hypoctricial and more importantly will cause arguments if you say to her don't spend money on things you don't need and then go out yourself and do exactly what you're advising her not to do. does she know about this phone? don't say she is nagging/moaning etc- just be supportive and pull together.
    I dunno why I wrote this. Perhaps to show spendaholic partners can be helped
    because the story is inspirational and contains many worthwhile lessons for others- because we understand having the same perspective. you can still have a 'good' life without spending a fortune.
  • sanfrancisco
    sanfrancisco Posts: 645 Forumite
    Definitely take the phone back!!!

    I know the let down/depressed feeling of buying something when you are on you DFW journey. I am almost at the end of mine and I still have not achieved pleasure when buying things. I wonder will it ever happen again? Oh well, never mind, good for me, bad for the economy.

    Well done about girlfriend. Homer is right about leading by example.

    Now, go back to that shop. Oh and by the way, you can always lie and say, "oh, my girlfriend brought me phone the same day and I no longer need this one." They will make it difficult, but don't bow down, just don't expect it to be easy.
  • davesgirl_2
    davesgirl_2 Posts: 103 Forumite
    i was going to suggest the old gf has bought me one as a suprise story too:rotfl:
    debt in june 06:£6290:rolleyes:
    july 1st 06 : £5247.70
    july 20th 06 £4867:T
    hope to be debt free by : july 2007at the latest:D

    dfw grocery challenge 20/07-20/08 £240
    spent so far - £75.57_____£164.43 left
  • beanielou
    beanielou Posts: 99,302 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    OOh another Radley fan!!
    Radley says hi to Radley!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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