Debt collector turned up while I'm in hospital, need advice

Lum

They went off to discuss my complaint with the sargent who looked it up.

In any case it means the police aren't prepared to take any action, which admittedly is the default response from Gwent police on any issue I've had to bring to their attention.

RobertoMoir

A bailiff doesn't have any rights and powers of their own, it's down to the warrant they are enforcing at the time. If they were not enforcing a warrant then they have no more rights or powers than you have.

You could write the average policeman's knowledge of bailiff law, bailiffs and bailiffs' rights down on the inside of a matchbox. In crayon.

In any case, if you're happy you're not going to be harassed any further and can concentrate on getting better then this is what is important. Here's hoping you're back to 100% nice and quickly if you aren't already!

Swampmonster

Lum wrote: »

Just to update this. It turned out it was a bailiff. Quite why a bailiff is allowed to harass me without a court order and in a dispute with a private company I have no idea but according to the police they acted perfectly legally.

20 minutes after I got home from hospital he was there, he was as abusive and intimidating as you would expect, lied about several points of law, claimed I would be charged fees if I took more than 5 minutes to find what he wanted. He was particularly abusive to my partner who was unwell and was just trying to stick up for me and make sure I was ok since I was still having trouble using my hand due to still having a tap installed there for IV antibiotics. I'm sure most of this crap will be familiar to many people reading this forum.

Like I said I have never disputed the debt and would have happily paid it as soon as I was out of hospital anyway so ultimately all that's happened is it's cost the creditor money and they haven't gotten what they wanted any quicker.

I then went immedietly to the police to complain under S5 of the Harassment Act, this is when it transpired that it was a bailiff and he was allowed to do that, however they have also confirmed that any further contact would be considered harassment.

It's over. Thanks to everyone here for their support and help, particularly RAS.

Can't believe what you've just put!

What terrible behaviour!

Wishing you all the best.